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Last Updated: 04/18/2025

Axos Bank Certificates of Deposit

from Axos Bank

Last Updated: 04/18/2025

Rating not yet determined2 total votes

1 users recommend

1 users don't recommend

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Highlights

APY (Annual Percentage Yield)

0.20%(Verified 06/21/2024)

Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $1,000

Certificate Term

3 months
6 months
12 months
2 years
3 years
4 years
5 years

Axos Bank Certificates of Deposit Review

Axos Bank Certificates of Deposit are offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank CD are available in 50 states and Washington, DC.

Key Takeaways

Only one CD type available. Axos Bank CD only offers traditional CD accounts.
Low APY. The maximum annual percentage yield for this account is only 0.20%.
$1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
Wide selection of CD terms. Axos Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Pros & Cons of Axos Bank Certificates of Deposit

Pros

Cons

CDs are insured up to FDIC limits.
Multiple CD terms available.
Available in 50 states and Washington, DC.
High-interest yield.

There isn't a no-penalty CD option.
Does not offer an IRA CD.

Axos Bank Certificates of Deposit FAQ

Are CD from Axos Bank federally insured?

Yes, your Axos Bank CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Axos Bank offer?

Axos Bank CD provides the following types of CDs.

Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.

What rates does Axos Bank offer on its CDs?

The CD rates for this account have an APY of0.20% (APY stands for annual percentage yield, rates may change).

What terms does Axos Bank CD offer?

Axos Bank offers CD terms of the following lengths:

Axos Bank Certificates of Deposit Rates & Terms

Description

Certificate Term

3 months
6 months
12 months
2 years
3 years
4 years
5 years

3-Month APY

0.20%

12-Month APY

0.20%

APY (Annual Percentage Yield)

0.20%

6-Month APY

0.20%

2-Year APY

0.20%

3-Year APY

0.20%

4-Year APY

0.20%

5-Year APY

0.20%

What is the minimum deposit to open a CD account with Axos Bank?

Axos Bank CD require a minimum deposit of $1,000 to open an account.

What is the grace period for Axos Bank CD?

There is a 10-day grace period for Axos Bank CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Axos Bank charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.

Axos Bank charges an early withdrawal fee.

Axos Bank Certificates of Deposit Fees

Description

Annual Fee

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4350 La Jolla Village Drive

Suite 140

San Diego, CA 92122

Visit Site

Email Support

Hours of Operation

Sunday

12:00AM - 12:00AM

Monday

12:00AM - 12:00AM

Tuesday

12:00AM - 12:00AM

Wednesday

12:00AM - 12:00AM

Thursday

12:00AM - 12:00AM

Friday

12:00AM - 12:00AM

Saturday

12:00AM - 12:00AM

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Other CD Accounts from Axos Bank

Nationwide Certificates of Deposit

Strongly recommended

12 reviews

APY (Annual Percentage Yield)

0.2% - 4.75%

Disclaimer popup with additional information

Minimum Opening Deposit

Starting at $500

Certificate Term

3 months
6 months
9 months

12 months
18 months
2 years
3 years
4 years
5 years

Visit Site

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Axos Bank Certificates of Deposit Community Reviews

Would you recommend Axos Bank Certificates of Deposit to your friends?

Wendy K.

Jan 28, 2021

May or may not recommend

It’s a lovely bank and I admire their service . I will want to still improve your network and enhance customer to beat other banks and become one of the best

S S.

Feb 12, 2020

May or may not recommend

For Nationwide customers they keep an old website up where ultra low CD renewal rates are listed. Blink and you'll be earning half the interest on your CD at renewal. Axos Bank is a scam.

Showing 2 of 2 reviews