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  Ent Credit Union Certificate
Ent Credit Union Certificate Unaffiliated

Ent Credit Union Certificate

Unaffiliated
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Highlights
Minimum Opening Deposit Starting at $25
Certificate Term
  • 1 month
  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 13 months
  • 15 months
  • 16 months
  • 18 months
  • 19 months
  • 2 years
  • 25 months
  • 27 months
  • 28 months
  • 30 months
  • 31 months
  • 3 years
  • 37 months
  • 39 months
  • 42 months
  • 43 months
  • 4 years
  • 49 months
  • 55 months
  • 58 months
  • 59 months
  • 5 years
  • 7 years
APY (Annual Percentage Yield) 0.29% - 1.19%

Ent Credit Union Certificate Review

Ent Credit Union Certificate is offered by Ent Credit Union, founded in 1957 and based in Colorado Springs, CO. Ent Credit Union Certificate is available in 1 state across the USA.

Key Takeaways
  • Only one CD account type available. Ent Certificate of Deposit only offers CD accounts.
  • Very high APY. This account offers an annual percentage yield of up to 1.19%, which is much higher than the national average for a CD account.
  • Small minimum initial deposit. You only need $25 to open an account.
  • Wide selection of CD terms. Ent Certificate of Deposit allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of Ent Credit Union Certificate
Pros Cons
  • Multiple CD terms available.
  • High-interest yield.
  • Not FDIC-insured.
  • Only available in one state.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD.
Ent Credit Union Certificate FAQ

Are cd rates from Ent Credit Union federally insured?

No, your Ent Credit Union cd rates are not insured by a federal insurance agency. This means that if Ent Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does Ent Credit Union offer?

Ent Certificate of Deposit provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does Ent Credit Union offer on its CDs?

Ent Certificate of Deposit offers an APY starting at 0.29% and ranging up to 1.19%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does Ent Certificate of Deposit offer?

Ent Credit Union offers CD terms of the following lengths:
Ent Credit Union Certificate Rates & Terms
Description
APY (Annual Percentage Yield) 0.29% - 1.19%
3-Month APY 0.29%
6-Month APY 0.48%
11-Month APY 0.48%
12-Month APY 0.49%
2-Year APY 0.45% - 0.55%
3-Year APY 0.52% - 0.62%
4-Year APY 0.74%
5-Year APY 0.87%
7-Year APY 1.19%

What is the minimum deposit to open a CD account with Ent Credit Union?

Ent Certificate of Deposit requires a minimum deposit of $25 to open an account.

What is the grace period for Ent Certificate of Deposit?

There is a 6-day grace period for Ent Certificate of Deposit. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 6-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Ent Certificate of Deposit charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Ent Credit Union does not charge an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Ent Credit Union

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View all cd rates offered by Ent Credit Union

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

Minimum Opening Deposit Starting at $25
APY (Annual Percentage Yield) 0.29% - 1.19%
3-Month APY 0.29%
6-Month APY 0.48%
11-Month APY 0.48%
12-Month APY 0.49%
2-Year APY 0.45% - 0.55%
3-Year APY 0.52% - 0.62%
4-Year APY 0.74%
5-Year APY 0.87%
7-Year APY 1.19%
CD Accounts Traditional
Grace Period for Account Changes 6 days
Certificate Term
  • 1 month
  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 13 months
  • 15 months
  • 16 months
  • 18 months
  • 19 months
  • 2 years
  • 25 months
  • 27 months
  • 28 months
  • 30 months
  • 31 months
  • 3 years
  • 37 months
  • 39 months
  • 42 months
  • 43 months
  • 4 years
  • 49 months
  • 55 months
  • 58 months
  • 59 months
  • 5 years
  • 7 years

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