Ent Credit Union Certificate

Ent Credit Union Certificate Review

Ent Credit Union Certificate is offered by Ent Credit Union, founded in 1957 and based in Colorado Springs, CO. Ent Credit Union Certificate is available in 1 state across the USA.

• Only one CD account type available. Ent Certificate of Deposit only offers CD accounts.
• Very high APY. This account offers an annual percentage yield of up to 1.19%, which is much higher than the national average for a CD account.
• Small minimum initial deposit. You only need $25 to open an account.
• Wide selection of CD terms. Ent Certificate of Deposit allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Are cd rates from Ent Credit Union federally insured?

No, your Ent Credit Union cd rates are not insured by a federal insurance agency. This means that if Ent Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does Ent Credit Union offer?

• Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does Ent Credit Union offer on its CDs?

Ent Certificate of Deposit offers an APY starting at 0.29% and ranging up to 1.19%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What is the minimum deposit to open a CD account with Ent Credit Union?

Ent Certificate of Deposit requires a minimum deposit of $25 to open an account.

What is the grace period for Ent Certificate of Deposit?

There is a 6-day grace period for Ent Certificate of Deposit. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 6-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Ent Certificate of Deposit charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

Ent Credit Union does not charge an early withdrawal fee.