
Ent Credit Union Personal Loans
in Personal Loans from Ent Credit Union
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APR (Fixed APR) | 7.49% - 17.3% |
Loan Amount | Starting at $500 |
Loan Term (Months) | 48 - 72 months |
Ent Credit Union Personal Loans Review
Ent Credit Union Personal Loans is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent Credit Union Personal Loans is available in 1 state across the USA.
- Prequalifed rate. You can check your prequalified rate at Ent Credit Union with a soft pull that will not affect your credit score.
- Coborrower applications accepted. Applying for Ent Credit Union Personal Loans with a coborrower who has better credit than you can improve your chances of approval and help you qualify for lower interest rates.
- Super long loan terms. Ent Credit Union Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
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What rates and terms does Ent Credit Union Personal Loans offer?
Ent Credit Union Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Ent Credit Union Personal Loans offer?
Ent Credit Union Personal Loans offers a personal loan product that ranges from 7.49% APR up to 17.3% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Ent Credit Union Personal Loans?
Loan amounts start at $500
What can a personal loan from Ent Credit Union Personal Loans be used for?
Personal loans from Ent Credit Union Personal Loans are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with Ent Credit Union Personal Loans?
Ent Credit Union Personal Loans offers personal loans with terms ranging from 48 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Loan Amount | Starting at $500 |
Loan Term | 48 - 72 months |
APR | 7.49% - 17.3% |
What fees does Ent Credit Union Personal Loans charge?
Does Ent Credit Union Personal Loans charge an origination fee?
Ent Credit Union Personal Loans may charge a loan origination fee.
Does Ent Credit Union Personal Loans charge a late fee?
Yes, Ent Credit Union Personal Loans may charge borrowers a late payment fee, which is triggered if you're 10 days late.
Does Ent Credit Union Personal Loans charge prepayment fees?
No, Ent Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Origination Fee | N/A |
Prepayment Fee? | No |
Late Payment Fee | Starting at $15 |
What do you need to qualify for Ent Credit Union Personal Loans?
Applicants with a credit score of at least 590 and up to 840 may be eligible for Ent Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Ent Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Ent Credit Union Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Ent Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Ent Credit Union Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Government issued photo ID
- Proof of identity
- Proof of residence
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 590 - 840 |
Does Ent Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Ent Credit Union Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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2336 N Wahsatch Ave
Colorado Springs, CO - (719) 574-1100
- Visit Site
Other Services by Ent Credit Union
Availability
Feature Breakdown
No Prepayment Fee | |
Late Fee Amount | Starting at $15 |
Late Fee Grace Period | 10 days |
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