
Ent Credit Union Personal Loans
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APR (Fixed APR) |
7.49% - 17.3% (Verified 08/04/2023) |
Loan Amount | Starting at $500 |
Loan Term (Months) | 48 - 72 months |
Ent Credit Union Personal Loans Review
Ent Credit Union Personal Loans is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent personal loan are available in 1 state across the USA.
Key Takeaways
- APRs starting at 7.49%. These are typical starting rates for personal loans.
- Prequalified rate. You can check your prequalified rate at Ent Credit Union with a soft pull that will not affect your credit score.
- Coborrower applications accepted. Applying for Ent Credit Union Personal Loans with a coborrower who has better credit than you could improve your chances of approval and may help you qualify for lower interest rates.
- Super long loan terms. Ent Credit Union Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Ent personal loan Pros & Cons
Pros | Cons |
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Ent personal loan FAQ
What interest rates and personal loan terms does Ent personal loan offer?
Ent personal loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ent personal loan offer?
Ent personal loan offers a fixed APR personal loan product that ranges from 7.49% APR up to 17.3% APR.
How much can you borrow via Ent personal loan?
Personal loan amounts start at $500.
What is the maximum loan term you can get with Ent personal loan?
Ent personal loan offers loans with terms of up to 72 months.
Personal Loan Amount | Starting at $500 |
Loan Term | 48 - 72 months |
APR | 7.49% - 17.3% |
What fees does Ent personal loan charge?
Does Ent personal loan charge an origination fee?
Ent personal loan may charge a personal loan origination fee.
Does Ent personal loan charge a late fee?
Yes, Ent personal loan may charge borrowers a late payment fee if you miss one of the monthly payments, which is triggered if you're 10 days late.
Does Ent personal loan charge prepayment fees?
No, Ent personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | No |
Late Payment Fee | Starting at $15 |
What do you need to qualify for Ent Credit Union Personal Loans?
Applicants with a credit score of at least 590 and up to 840 may be eligible for Ent Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Ent Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Ent Credit Union Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Ent Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ent Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Government issued photo ID
- Proof of identity
- Proof of residence
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 590 - 840 |
Does Ent Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Ent Credit Union Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are Ent Credit Union Personal Loans legit?
Ent Credit Union was founded in 1957, it is a well-established company that has been in business for 66 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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2336 N Wahsatch Ave
Colorado Springs, CO USA - (800) 525-9623
- Visit Site
- Email Support
Other Services by Ent Credit Union
Availability
Feature Breakdown
Late Fee Amount | Starting at $15 |
Late Fee Grace Period | 10 days |
No Prepayment Fee |
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