Ent Credit Union Personal Loans Review

Ent Credit Union Personal Loans is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent Credit Union Personal Loans is available in 1 state across the USA.

• APRs starting at 7.49%. These are average starting rates for a personal loan. If you have good credit you may qualify for a loan with better rates.
• Prequalified rate. You can check your prequalified rate at Ent Credit Union with a soft pull that will not affect your credit score.
• Coborrower applications accepted. Applying for Ent Credit Union Personal Loans with a coborrower who has better credit than you can improve your chances of approval and help you qualify for lower interest rates.
• Super long loan terms. Ent Credit Union Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.

Pros	Cons
$0 prepayment fee. Considers applicants with fair credit. Accepts coborrowers.	Charges an origination fee. Charges a late fee.

What rates and terms does Ent Credit Union Personal Loans offer?

Ent Credit Union Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Ent Credit Union Personal Loans charge?

What do you need to qualify for Ent Credit Union Personal Loans?

Applicants with a credit score of at least 590 and up to 840 may be eligible for Ent Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Ent Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Ent Credit Union Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Ent Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Ent Credit Union Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Government issued photo ID
• Proof of identity
• Proof of residence

Ent Credit Union Personal Loans Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Co-borrowers
Credit Score	590 - 840

Does Ent Credit Union Personal Loans report your account activity to credit bureaus?

Yes, Ent Credit Union Personal Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.