Last Updated: 04/18/2025
Ent Credit Union Personal Loans
Unaffiliated
in Personal Loans from Ent Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.49% - 17.3%(Verified 06/21/2024)
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Amount Range
Starting at $500
Loan Term (Months)
48 - 72
Ent Credit Union Personal Loans Review
Ent Credit Union Personal Loans is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent personal loan are available in 1 state.
Key Takeaways
- APRs starting at 7.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ent Credit Union Personal Loans are on the lower end of the spectrum.
- Prequalified rate. You can check your prequalified rate at Ent Credit Union with a soft pull that will not affect your FICO or VantageScore.
- Super long loan terms. Ent Credit Union Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Ent personal loan Pros & Cons
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Ent personal loan FAQ
What interest rates and personal loan terms does Ent personal loan offer?
Ent personal loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ent personal loan offer?
Ent personal loan offers a fixed APR personal loan product that ranges from 7.49% APR up to 17.3% APR.
How much can you borrow via Ent personal loan?
Personal loan amounts start at $500 .
What is the maximum loan term you can get with Ent personal loan?
Ent personal loan offers loans with terms of up to 72 months.
| Personal Loan Amount | Starting at $500 |
| Loan Term | 48 - 72 months |
| APR | 7.49% - 17.3% |
What fees does Ent personal loan charge?
Does Ent personal loan charge an origination fee?
Ent personal loan may charge a personal loan origination fee .
Does Ent personal loan charge a late fee?
Ent personal loan does not disclose whether it charges late payment fees.
Does Ent personal loan charge prepayment fees?
No, Ent personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | Starting at $15 |
What do you need to qualify for Ent Credit Union Personal Loans?
Applicants with a credit score of at least 590 and up to 840 may be eligible for Ent Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ent Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ent Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Government issued photo ID
- Proof of identity
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 590 - 840 |
Does Ent Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Ent Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ent Credit Union perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Ent personal loan allows you to check your rates with a soft credit pull.
Are Ent Credit Union Personal Loans legit?
Ent Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 2:00PM