Affinity FCU MoreChecking Account

Affinity FCU MoreChecking Account Review

Affinity FCU MoreChecking Account is offered by Affinity Federal Credit Union, a credit union founded in 1935 and based in Basking Ridge, NJ. Affinity FCU MoreChecking Account is available in 1 state across the USA.

Key Takeaways

• Higher than average APY. Affinity FCU MoreChecking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
• Charges a monthly fee. This account charges a monthly service fee of up to $7.
• Small minimum initial deposit. You only need $5 to open an account.
• No ATM fees. Affinity FCU MoreChecking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.25 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Affinity Federal Credit Union.

Affinity Credit Union checking account Pros & Cons

Affinity Credit Union checking account FAQ

Are checking accounts from Affinity Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Affinity Credit Union checking account offer?

Affinity Credit Union checking account offers an APY starting at 0.00% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.

What are the account minimums for Affinity Credit Union checking account?

Affinity Credit Union checking account requires a minimum initial deposit of $5 to open an account.

What fees does Affinity Credit Union checking account charge?

This account charges a monthly service fee of up to $7.

Does Affinity Credit Union checking account charge overdraft fees?

What features and perks does Affinity Credit Union checking account offer?

This account includes the following features:

• Fraud monitoring - Affinity Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Affinity Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Affinity Credit Union checking account?

The customer support email for Affinity Credit Union checking account is direlations@affinityfcu.com.