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  Affinity Federal Credit Union Checking Account

Affinity Federal Credit Union Checking Account

in Checking Accounts from Affinity Federal Credit Union

Unaffiliated

Affinity Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Affinity Federal Credit Union

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Highlights
Highlights
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.25
APY 0.05% - 0.2%

Overview

Where is Affinity Federal Credit Union Checking Account available?

Affinity Federal Credit Union is a credit union based in Basking Ridge, NJ. It was founded in 1935 and offers banking services in 1 state across the USA.

Is Affinity Federal Credit Union Checking Account insured by the FDIC

Affinity Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Affinity Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does Affinity Federal Credit Union offer?

Affinity Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.2% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Affinity Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.2%

What are the account minimums for Affinity Federal Credit Union Checking Account?

Affinity Federal Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.
Affinity Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5
APY Minimum Balance $1,000

What fees does Affinity Federal Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

Affinity Federal Credit Union Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.25
Check Copy Fee $7
Debit Card Replacement Fee $5
Non-Sufficient Funds $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (International) $15
Outgoing Domestic Bank Transfer Fee $25
Outgoing International Bank Transfer Fee $45
Paper Statement Fee $2

What features and perks does Affinity Federal Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Affinity Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   73 Mountainview Blvd
    Basking Ridge, NJ 07920 USA
  •   Visit Site

Other Services by Affinity Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
New Jersey
Availabile in all of New Jersey

Feature Breakdown

APY Minimum Balance $1,000
Minimum Initial Deposit $5
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $10
Paper Statement Fee $2
ATM Fee: Out-of-Network $2.25
NSF Fee $33
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Stop Payment Fee $33
Check Copy $7
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $45
Returned Deposit Fee (International) $15
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
APY 0.05% - 0.2%

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