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  Alliant Credit Union Teen Checking

Alliant Credit Union Teen Checking

in Checking Accounts from Alliant Credit Union · ncua

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Alliant Credit Union Teen Checking

Unaffiliated

in Checking Accounts from Alliant Credit Union · Insured by NCUA

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0% - 0.25%

Alliant Credit Union Teen Checking Review

Alliant Credit Union Teen Checking is offered by Alliant Credit Union, a credit union founded in 1935 and based in Chicago, IL. Alliant Credit Union Teen Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. Alliant Credit Union Teen Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. Alliant Credit Union Teen Checking does not charge fees on ATM transactions.
  • Up to $20 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Alliant Credit Union.
Alliant Credit Union checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Higher than average wire transfer fees.
Alliant Credit Union checking account FAQ

Are checking accounts from Alliant Credit Union federally insured?

Yes, your Alliant Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Alliant Credit Union checking account offer?

Alliant Credit Union checking account offers an APY starting at 0% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

Alliant Credit Union checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0% - 0.25%

What are the account minimums for Alliant Credit Union checking account?

Alliant Credit Union checking account requires a minimum initial deposit of $1 to open an account.

Alliant Credit Union checking account Account Minimums
Description Amount
Minimum Opening Deposit $1

What fees does Alliant Credit Union checking account charge?

The good news is that this account does not have a monthly Service Charge.

Alliant Credit Union Teen Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $20
Check Cashing Fee $5
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $28
Paper Statement Fee $1
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $0

Does Alliant Credit Union checking account charge overdraft fees?

Yes, Alliant Credit Union checking account charges a $25 fee for every overdraft.

Alliant Credit Union checking account offers overdraft protection at a cost of $28 per transaction.

What features and perks does Alliant Credit Union checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $20.
  • Fraud monitoring - Alliant Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Alliant Credit Union checking account?

The customer support email for Alliant Credit Union checking account is chicu@alliantcreditunion.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Alliant Credit Union Teen Checking

A teen checking account to guide them on the road to success. Help your teen learn responsible financial habits now, without worrying about overspending in the process. Give your teen a checking account that meets their needs: mobile app, ATM rebates and spending limits. What's the key to teaching your teen smart money management skills? It's talking to them about money and giving them increased responsibility for managing their own spending in a teen checking account.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $20
Check Cashing Fee $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $28
Paper Statement Fee $1
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Account Features
  • No ATM Fees
  • Branch Access
  • Insured by NCUA
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Nationwide ATM Network
  • ATM Reimbursement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
  • Teen Checking Account
APY (Annual Percentage Yield) 0% - 0.25%

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