Last Updated: 01/21/2026
Ashland Credit Union Share Draft Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 0.50%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
Ashland Credit Union Share Draft Checking Account Review
The Ashland Credit Union Share Draft Checking Account is offered by Ashland Credit Union, a credit union founded in 1942 and based in Ashland, KY. Ashland Credit Union Share Draft Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Ashland Credit Union Share Draft Checking Account has an annual percentage yield of up to 0.50% (depending on balance), which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.00.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Ashland Credit Union Share Draft Checking Account Pros & Cons
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Ashland Credit Union Share Draft Checking Account FAQ
Are checking accounts from Ashland Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Ashland Credit Union Share Draft Checking Account offer?
Ashland Credit Union Share Draft Checking Account offers an APY starting at 0.10% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $500.00.
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.10% - 0.50% |
What are the account minimums for Ashland Credit Union Share Draft Checking Account?
Ashland Credit Union Share Draft Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Ashland Credit Union Share Draft Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Ashland Credit Union Share Draft Checking Account offer?
This account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Ashland Credit Union Share Draft Checking Account?
The customer support email for Ashland Credit Union Share Draft Checking Account is help@ashlandcu.org.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed