Last Updated: 01/21/2026
Audubon FCU Premier Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.40%(Verified 06/21/2024)
Monthly Service Fee
$5(Verified 01/21/2026)
Audubon FCU Premier Checking Account Review
The Audubon FCU Premier Checking Account is offered by Audubon Federal Credit Union, a credit union founded in 1956 and based in Owensboro, KY. Audubon FCU Premier Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Audubon FCU Premier Checking Account has an annual percentage yield of up to 0.40%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.00.
- Waivable monthly maintenance fee. Monthly service charge: Free with direct deposit and eDocuments*
- Large minimum initial deposit. You need a minimum deposit of $2,500.00 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Audubon Federal Credit Union mobile or online banking.
Audubon FCU Premier Checking Account Pros & Cons
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Audubon FCU Premier Checking Account FAQ
Are checking accounts from Audubon Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Audubon FCU Premier Checking Account offer?
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| APY (Annual Percentage Yield) | 0.40% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Audubon FCU Premier Checking Account offers an APY of 0.40% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $2500.00.
What are the account minimums for Audubon FCU Premier Checking Account?
Audubon FCU Premier Checking Account requires a minimum initial deposit of $2,500.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $2,500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $2,500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Audubon FCU Premier Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of $5.00.
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| Monthly Service Fee | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Audubon FCU Premier Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Audubon FCU Premier Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Audubon FCU Premier Checking Account?
The customer support email for Audubon FCU Premier Checking Account is afcu@audubonfcu.net.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed