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  Bank of China Checking Account

Bank of China Checking Account

in Checking Accounts from Bank of China

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Bank of China Checking Account

Unaffiliated

in Checking Accounts from Bank of China

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Highlights
Highlights
Monthly Fee $0 - $20
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: Out-of-Network $0
APY (Annual Percentage Yield) 0.05% - 0.30%

Bank of China Checking Account Review

Bank of China Checking Account is offered by Bank of China, a bank founded in 1912 and based in New York, NY. Bank of China Checking Account is available in 50 states (and Washington, DC).

Are checking accounts from Bank of China federally insured?

Yes, your Bank of China checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bank of China offer?

Bank of China Checking Account offers an APY starting at 0.05% and ranging up to .30% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

Bank of China Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - .30%

What are the account minimums for Bank of China Checking Account?

Bank of China Checking Account requires a minimum initial deposit of $500 to open an account.

Bank of China Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $500
APY Minimum Balance $500
Minimum Balance to Avoid Monthly Fee $1,000

What fees does Bank of China Checking Account charge?

This account charges a monthly maintenance fee of up to $20.

Bank of China Checking Account Fees
Description
Monthly Fee $0 - $20
Paper Statement Fee $7
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $20
Overdraft Protection Fee (per transfer) $15
Overdraft Item Fee $15
Early Account Closure $30
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $50
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $20
Stop Payment Fee $20
Check Image Service N/A
Check Copy $7
Foreign Transaction Fee (Debit Card) 1.75%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $30
Wire Transfer Fee - International (Incoming) $30
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $25

What features and perks does Bank of China Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Bank of China Checking Account allows you to manage your money online.
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Contact

  • Headquarters
  •   410 Madison Avenue
    New York, NY 10017 USA
  •   Visit Site

Other Services by Bank of China

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $500
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Check Copy $7
Debit Card Replacement Fee $50
Early Account Closure $30
Foreign Transaction Fee (Debit Card) 1.75%
Monthly Fee $0 - $20
NSF Fee $20
Online Bill Pay Fee $20
Overdraft Item Fee $15
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $7
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $30
Wire Transfer Fee - International (Outgoing) $30
Bank Account Features
  • Debit Card
  • Mobile Banking
APY (Annual Percentage Yield) 0.05% - 0.30%

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