Bank of China Checking Account Review

Bank of China Checking Account is offered by Bank of China, a bank founded in 1912 and based in New York, NY. Bank of China Checking Account is available in 50 states (and Washington, DC).

Are checking accounts from Bank of China federally insured?

Yes, your Bank of China checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Bank of China offer?

Bank of China Checking Account offers an APY starting at 0.05% and ranging up to .30% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for Bank of China Checking Account?

Bank of China Checking Account requires a minimum initial deposit of $500 to open an account.

What fees does Bank of China Checking Account charge?

This account charges a monthly maintenance fee of up to $20.

What features and perks does Bank of China Checking Account offer?

This account includes the following features:

• Mobile Banking Services - Bank of China Checking Account allows you to manage your money online.