Bank of China Checking Account
in Checking Accounts from Bank of China
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| Monthly Fee | $0 - $20 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| ATM Fee: Out-of-Network | $0 |
| APY | 0.05% - 0.3% |
Overview
Where is Bank of China Checking Account available?
Bank of China is based in New York, NY. It was founded in 1912 and offers banking services in 50 states (and Washington, DC).
Is Bank of China Checking Account insured by the FDIC
Bank of China Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Bank of China Checking Account were to fall into financial difficulties.What APY does Bank of China offer?
Bank of China Checking Account offers an APY starting at 0.05% and ranging up to .30% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - .30% |
What are the account minimums for Bank of China Checking Account?
Bank of China Checking Account requires a minimum initial deposit of $500 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $500 |
| APY Minimum Balance | $500 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
What fees does Bank of China Checking Account charge?
This account charges a monthly maintenance fee of up to $20.
| Fees | Amount |
|---|---|
| Check Copy Fee | $7 |
| Debit Card Replacement Fee | $50 |
| Early Account Closure | $30 |
| Non-Sufficient Funds | $20 |
| Online Bill Pay Fee | $20 |
| Overdraft Item Fee | $15 |
| Overdraft Protection Fee (per transfer) | $15 |
| Returned Deposit Fee (International) | $10 |
| Outgoing Domestic Bank Transfer Fee | $25 |
| Incoming Domestic Bank Transfer Fee | $25 |
| Outgoing International Bank Transfer Fee | $30 |
| Incoming International Bank Transfer Fee | $30 |
| Early Closure Fee | $30 |
| Paper Statement Fee | $7 |
What features and perks does Bank of China Checking Account offer?
This account includes the following features:
- Mobile Banking Services - Bank of China Checking Account allows you to manage your money online.
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Contact
- Headquarters
-
410 Madison Avenue
New York, NY 10017 USA - Visit Site
Other Services by Bank of China
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Initial Deposit | $500 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
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