Bank of China Checking Account
in Checking Accounts
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| Monthly Fee | Up to $20 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| APY | 0.05% - 0.3% |
Overview
Where does Bank of China Checking Account do business?
Bank of China Checking Account is based in New York, NY. It was founded in 1912 and offers checking accounts services in 50 states (and Washington, DC).
Bank of China Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Bank of China Checking Account were to fall into financial difficulties.What APY does Bank of China offer?
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - .30% |
Bank of China Checking Account offers an APY starting at 0.05% and ranging up to .30% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
What are the account minimums for Bank of China Checking Account?
Bank of China Checking Account does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $500 |
| APY Minimum Balance | $500 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
What features and perks does Bank of China Checking Account offer?
This account includes the following features:
- Mobile Banking - Bank of China Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.
What fees does Bank of China Checking Account charge?
This account charges a monthly maintenance fee of up to $20.
| Fees | Amount |
|---|---|
| Check Copy Fee | $7 |
| Debit Card Replacement Fee | $50 |
| Early Account Closure | $30 |
| Non-Sufficient Funds | $20 |
| Online Bill Pay Fee | $20 |
| Overdraft Item Fee | $15 |
| Overdraft Protection Fee (per transfer) | $15 |
| Returned Deposit Fee (International) | $10 |
| Outgoing Domestic Bank Transfer Fee | $25 |
| Incoming Domestic Bank Transfer Fee | $25 |
| Outgoing International Bank Transfer Fee | $30 |
| Incoming International Bank Transfer Fee | $30 |
| Early Closure Fee | $30 |
| Paper Statement Fee | $7 |
What features and perks does Bank of China Checking Account offer?
This account includes the following features:
- Mobile Banking - Bank of China Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.
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Contact
- Headquarters
-
410 Madison Avenue
New York, NY 10017 USA - Visit Site
Other Services by Bank of China
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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