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  Bison Federal Credit Union Ready Cash Account
Bison Federal Credit Union Ready Cash Account
in Checking Accounts from Bison Federal Credit Union · Insured by NCUA
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Bison Federal Credit Union Ready Cash Account

Unaffiliated
in Checking Accounts from Bison Federal Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.400%
(Verified 11/14/2023)
Monthly Maintenance Fee $0.00
(Verified 11/14/2023)
Minimum Balance to Avoid Monthly Fee $0.00

Bison Federal Credit Union Ready Cash Account Review

Bison Federal Credit Union Ready Cash Account is offered by Bison Federal Credit Union, a credit union founded in 1951 and based in Shawnee, OK. Bison Federal Credit Union Ready Cash Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. Bison Federal Credit Union Ready Cash Account has an annual percentage yield of up to 0.400%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.00.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • $100.00 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Bison Federal Credit Union Ready Cash Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card

Bison Federal Credit Union Ready Cash Account FAQ

Are checking accounts from Bison Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Bison Federal Credit Union Ready Cash Account offer?

Bison Federal Credit Union Ready Cash Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.400%

Bison Federal Credit Union Ready Cash Account offers an APY of 0.400% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $2500.00.

What are the account minimums for Bison Federal Credit Union Ready Cash Account?

Bison Federal Credit Union Ready Cash Account requires a minimum initial deposit of $100.00 to open an account.

Bison Federal Credit Union Ready Cash Account Minimums
Description
Minimum Opening Deposit $100.00
Minimum Balance to Avoid Monthly Fee $0.00
Minimum Balance to Earn APY $2,500.00

What fees does Bison Federal Credit Union Ready Cash Account charge?

The good news is that this account does not have a monthly Service Charge.

Bison Federal Credit Union Ready Cash Account Fees
Description
Monthly Maintenance Fee $0.00

What features and perks does Bison Federal Credit Union Ready Cash Account offer?

This account includes the following features:

What is the customer support email for Bison Federal Credit Union Ready Cash Account?

The customer support email for Bison Federal Credit Union Ready Cash Account is support@bisonfcu.com.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $100.00
Minimum Balance to Avoid Monthly Fee $0.00
Minimum Balance to Earn APY $2,500.00
Monthly Maintenance Fee $0.00
(Verified 11/14/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Insured by NCUA
  • Branch Access
  • Check Writing
APY (Annual Percentage Yield) 0.400%
(Verified 11/14/2023)

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