Last Updated: 01/21/2026
Carolina Cooperative FCU Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Rewards
N/A
APY (Annual Percentage Yield)
0.00%(Verified 06/21/2024)
Monthly Maintenance Fee
$0(Verified 01/21/2026)
Carolina Cooperative FCU Checking Account Review
The Carolina Cooperative FCU Checking Account is offered by Carolina Cooperative Federal Credit Union, a credit union founded in 1962 and based in Charlotte, NC. Carolina Cooperative FCU Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- 0% APY. As with most checking accounts, Carolina Cooperative FCU Checking Account does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Carolina Cooperative FCU Checking Account Pros & Cons
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Carolina Cooperative FCU Checking Account FAQ
Are checking accounts from Carolina Cooperative Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Carolina Cooperative FCU Checking Account offer?
Carolina Cooperative FCU Checking Account is not an interest-bearing account.
What are the account minimums for Carolina Cooperative FCU Checking Account?
Carolina Cooperative FCU Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Carolina Cooperative FCU Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $32.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $32.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $8.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Carolina Cooperative FCU Checking Account charge overdraft fees?
Yes, Carolina Cooperative FCU Checking Account charges a $32.00 fee for every overdraft.What features and perks does Carolina Cooperative FCU Checking Account offer?
This account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Carolina Cooperative FCU Checking Account?
The customer support email for Carolina Cooperative FCU Checking Account is mail@carolinacu.com.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.25%
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Monthly Service Fee
$0
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