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  Clark County CU CheckAgain® Checking Account
Clark County CU CheckAgain® Checking Account
in Checking Accounts from Clark County Credit Union · Insured by NCUA
Unaffiliated

Clark County CU CheckAgain® Checking Account

Unaffiliated
in Checking Accounts from Clark County Credit Union · Insured by NCUA
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0% - 0.05%
(Verified 08/04/2023)
Monthly Maintenance Fee $12
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Clark County CU CheckAgain® Checking Account Review

Clark County CU CheckAgain® Checking Account is offered by Clark County Credit Union, a credit union founded in 1951 and based in Las Vegas, NV. Clark County CU CheckAgain® Checking Account is available in 1 state across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • Charges a monthly fee. This account charges a monthly service fee of $12.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Clark County Credit Union mobile or online banking.

Clark County CU CheckAgain® Checking Account Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.

Clark County CU CheckAgain® Checking Account FAQ

Are checking accounts from Clark County Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clark County CU CheckAgain® Checking Account offer?

Clark County CU CheckAgain® Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $2500.

Clark County CU CheckAgain® Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0% - 0.05%

What are the account minimums for Clark County CU CheckAgain® Checking Account?

Clark County CU CheckAgain® Checking Account requires a minimum initial deposit of $50 to open an account.

Clark County CU CheckAgain® Checking Account Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Earn APY $2,500

What fees does Clark County CU CheckAgain® Checking Account charge?

This account charges a monthly maintenance fee of $12.

Clark County CU CheckAgain® Checking Account Fees
Description
Monthly Maintenance Fee $12
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
NSF Fee $28
Overdraft Item Fee $12
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $25
Online Bill Pay Fee $0
Check Copy $2
Early Account Closure $25

Does Clark County CU CheckAgain® Checking Account charge overdraft fees?

Yes, Clark County CU CheckAgain® Checking Account charges a $12 fee for every overdraft.

What features and perks does Clark County CU CheckAgain® Checking Account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Clark County CU CheckAgain® Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Clark County CU CheckAgain® Checking Account?

The customer support email for Clark County CU CheckAgain® Checking Account is service@ccculv.com.

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Message From Clark County CU CheckAgain® Checking Account

We have a checking account that fits your lifestyle - CheckAgain® - 2nd Chance Checking!
With a $12 monthly fee, you receive full teller and phone center access, free online and mobile banking, free debit cards and free monthly e-Statements. After 12 months of approved activity, contact CCCU to upgrade your account to our Essential or Bonus Checking options.

Other Checking Accounts by Clark County Credit Union

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Availability

  Available in 1 state
Nevada
Availabile in all of Nevada

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Earn APY $2,500
Monthly Maintenance Fee $12
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
NSF Fee $28
Overdraft Item Fee $12
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $25
Online Bill Pay Fee $0
Check Copy $2
Early Account Closure $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Debit Card Lock/Unlock
  • Debit Card
  • Branch Access
APY (Annual Percentage Yield) 0% - 0.05%
(Verified 08/04/2023)

Clark County CU CheckAgain® Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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