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  Clark County Credit Union CheckAgain® Checking Account

Clark County Credit Union CheckAgain® Checking Account

in Checking Accounts from Clark County Credit Union · ncua

Unaffiliated

Clark County Credit Union CheckAgain® Checking Account

Unaffiliated

in Checking Accounts from Clark County Credit Union · Insured by NCUA

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Highlights
Monthly Fee $12
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0% - 0.05%

Clark County Credit Union CheckAgain® Checking Account Review

Clark County Credit Union CheckAgain® Checking Account is offered by Clark County Credit Union, a credit union founded in 1951 and based in Las Vegas, NV. Clark County Credit Union CheckAgain® Checking Account is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Clark County Credit Union CheckAgain® Checking Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.
  • Charges a monthly fee. This account charges a monthly service fee of $12.
  • Bill pay. Pay your bills to practically anyone in the United States through Clark County Credit Union.
Clark County Credit Union CheckAgain® Checking Account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Clark County Credit Union CheckAgain® Checking Account FAQ

Are checking accounts from Clark County Credit Union federally insured?

Yes, your Clark County Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clark County Credit Union CheckAgain® Checking Account offer?

Clark County Credit Union CheckAgain® Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $2500.

Clark County Credit Union CheckAgain® Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0% - 0.05%

What are the account minimums for Clark County Credit Union CheckAgain® Checking Account?

Clark County Credit Union CheckAgain® Checking Account requires a minimum initial deposit of $50 to open an account.

Clark County Credit Union CheckAgain® Checking Account Minimums
Description
APY Minimum Balance $2,500
Minimum Opening Deposit Starting at $50

What fees does Clark County Credit Union CheckAgain® Checking Account charge?

This account charges a monthly service fee of $12.

Clark County Credit Union CheckAgain® Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $2
Early Account Closure $25
Monthly Fee $12
NSF Fee $28
Online Bill Pay Fee $0
Overdraft Item Fee $12
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $1

Does Clark County Credit Union CheckAgain® Checking Account charge overdraft fees?

Yes, Clark County Credit Union CheckAgain® Checking Account charges a $12 fee for every overdraft.

What features and perks does Clark County Credit Union CheckAgain® Checking Account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Clark County Credit Union CheckAgain® Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Clark County Credit Union CheckAgain® Checking Account?

The customer support email for Clark County Credit Union CheckAgain® Checking Account is service@ccculv.com.

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Message From Clark County Credit Union CheckAgain® Checking Account

We have a checking account that fits your lifestyle - CheckAgain® - 2nd Chance Checking!
With a $12 monthly fee, you receive full teller and phone center access, free online and mobile banking, free debit cards and free monthly e-Statements. After 12 months of approved activity, contact CCCU to upgrade your account to our Essential or Bonus Checking options.

Availability

  Available in 1 state
Nevada
Availabile in all of Nevada

Feature Breakdown

APY Minimum Balance $2,500
Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $2
Early Account Closure $25
Monthly Fee $12
NSF Fee $28
Overdraft Item Fee $12
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $1
Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Debit Card Lock/Unlock
  • Mobile Banking
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0% - 0.05%

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