CommonWealth Checking
in Checking Accounts from CommonWealth Credit Union · Insured by NCUA
Would you recommend CommonWealth Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| APY (Annual Percentage Yield) | 0.1% |
CommonWealth Checking Review
CommonWealth Checking is offered by CommonWealth Credit Union, a credit union founded in 1951 and based in Frankfort, KY. CommonWealth Checking is available in 1 state across the USA.
- Higher than average APY. CommonWealth Checking has an annual percentage yield of up to 0.1%, which is higher than the national average interest rate on savings accounts.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. CommonWealth Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through CommonWealth Credit Union.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from CommonWealth Credit Union federally insured?
Yes, your CommonWealth Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does CommonWealth Credit Union checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.1% |
CommonWealth Credit Union checking account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).
What are the account minimums for CommonWealth Credit Union checking account?
CommonWealth Credit Union checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does CommonWealth Credit Union checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $2 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $2 |
Does CommonWealth Credit Union checking account charge overdraft fees?
Yes, CommonWealth Credit Union checking account charges a $30 fee for every overdraft.CommonWealth Credit Union checking account offers overdraft protection at a cost of $2 per transaction.
What features and perks does CommonWealth Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - CommonWealth Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - CommonWealth Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for CommonWealth Credit Union checking account?
The customer support email for CommonWealth Credit Union checking account is info@ccuky.org.
How do people rate the customer service and user experience of CommonWealth Credit Union checking account?
Overall, CommonWealth Credit Union checking account is mostly recommended based on community reviews that rate customer service and user experience.
Message From CommonWealth Checking
Contact
- Headquarters
-
417 High St
Frankfort, KY 40601 - Visit Site
- Email Support
Other Services by CommonWealth Credit Union
Availability
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Check Copy | $2 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $2 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $2 |
CommonWealth Checking Community Reviews
Would you recommend CommonWealth Checking to your friends?
Other Checking Accounts
- BB&T Senior Checking
- Current Account
- Delta Community Credit Union Personal Checking Account
- East West Bank Value Checking Account
- Eastman Credit Union Beyond Free Checking
- First Bank Thrive Checking
- First Exchange Bank First Student Checking
- First Security Bank Easy Interest Checking
- GO2Bank Checking
- Members First Community Credit Union Free Checking
- Members First Credit Union Simply Free Checking
- SunTrust Bank Advantage Checking
