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Highlights
Welcome Offer
N/A(Verified 09/28/2022)
Rewards
2%
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APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 01/21/2026)
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Emprise Bank Cash Back Checking Review
The Emprise Bank Cash Back Checking is offered by Emprise Bank, a bank founded in 1910 and based in Wichita, KS. Emprise Bank Cash Back Checking is available in 44 states and Washington, DC.
Key Takeaways
- Personal finance tool. Free tool that allows you to view your spending insights, set budgets and goals.
- Qualified Elgibility Accounts not open to those with poor banking history.
- 2% cash back. Emprise Bank Cash Back Checking offers rewards on purchases (see terms and conditions here for full details).
- 0% APY. As with most checking accounts, Emprise Bank Cash Back Checking does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- Up to $25 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Emprise Bank Cash Back Checking Pros & Cons
| Pros | Cons |
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Emprise Bank Cash Back Checking FAQ
Are checking accounts from Emprise Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #4789). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Emprise Bank Cash Back Checking offer?
Emprise Bank Cash Back Checking is not an interest-bearing account.
What are the account minimums for Emprise Bank Cash Back Checking?
Emprise Bank Cash Back Checking requires a minimum initial deposit of $100.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Emprise Bank Cash Back Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $1.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bank Teller Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $1.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Reimbursement Monthly Limit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Emprise Bank Cash Back Checking charge overdraft fees?
Yes, Emprise Bank Cash Back Checking charges a $32 fee for every overdraft.What features and perks does Emprise Bank Cash Back Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for domestic ATM fees up to a monthly maximum of $25.
- Fraud monitoring - Emprise Bank Cash Back Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Emprise Bank Cash Back Checking allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Emprise Bank Cash Back Checking?
The customer support email for Emprise Bank Cash Back Checking is emprise@emprisebank.com .
Emprise Bank Cash Back Checking Disclosure: Minimum to open is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If you have met your qualifications for the monthly qualification cycle, we will refund domestic ATM fees of $4.99 or
less, up to an aggregate amount of $25.00. Transfers between accounts and ATM transactions do not
count as qualifying transactions.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Emprise Bank Cash Back Checking
Hours of Operation
SundayClosedMonday7:30AM - 8:00PMTuesday7:30AM - 8:00PMWednesday7:30AM - 8:00PMThursday7:30AM - 8:00PMFriday7:30AM - 8:00PMSaturday8:30AM - 2:00PM
Other Services by Emprise Bank
Other Checking Accounts from Emprise Bank
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.34% - 1.75%
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Monthly Service Fee
$0
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
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Everyone recommends
Emprise Bank Cash Back Checking Community Reviews
Would you recommend Emprise Bank Cash Back Checking to your friends?
PC
Patrick C.
Oct 10, 2021
May or may not recommend
The Emprise Bank High Interest Checking account is a free checking account with no minimum balance. But you’ll need to complete several qualifying activities every month to unlock its colossal interest rate and ATM rebates. Upon completion of qualifying activities your rates should decrease but it’s very important that you pay your account fees on time . I would personally recommend this bank from experience Thanks Emprise Bank y’all ROCK ...Show More
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