Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A(Verified 09/28/2022)
Rewards
N/A
APY (Annual Percentage Yield)
0.34% - 1.75%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 01/21/2026)
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Emprise Bank High Interest Checking Review
The Emprise Bank High Interest Checking is offered by Emprise Bank, a bank founded in 1910 and based in Wichita, KS. Emprise Bank High Interest Checking is available in 44 states and Washington, DC.
Key Takeaways
- Personal finance tool. Free tool that allows you to view your spending insights, set budgets and goals.
- Qualified Elgibility Accounts not open to those with poor banking history.
- Up to 1.75% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.75%, which is much higher than the average for the checking accounts that we track
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- Up to $25 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Emprise Bank High Interest Checking Pros & Cons
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Emprise Bank High Interest Checking FAQ
Are checking accounts from Emprise Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #4789). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Emprise Bank High Interest Checking offer?
Emprise Bank High Interest Checking offers an APY starting at 0.34% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.34% - 1.75% |
What are the account minimums for Emprise Bank High Interest Checking?
Emprise Bank High Interest Checking requires a minimum initial deposit of $100.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Emprise Bank High Interest Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $1.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $1.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $32 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Reimbursement Monthly Limit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Emprise Bank High Interest Checking charge overdraft fees?
Yes, Emprise Bank High Interest Checking charges a $32 fee for every overdraft.What features and perks does Emprise Bank High Interest Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for domestic ATM fees up to a monthly maximum of $25.
- Fraud monitoring - Emprise Bank High Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Emprise Bank High Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Emprise Bank High Interest Checking?
The customer support email for Emprise Bank High Interest Checking is emprise@emprisebank.com .
Emprise Bank High Interest Checking Disclosure: *Minimum to open is $100. APY=Annual Percentage Yield. APYs accurate as of 6/10/2021. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) we will refund domestic ATM fees of $4.99 or less, up to an aggregate amount of $25.00; (2) balances up to $10,000 receive APY of 1.75%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 1.75% - 0.34% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts and ATM transactions do not count as qualifying transactions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Emprise Bank High Interest Checking
Hours of Operation
SundayClosedMonday7:30AM - 8:00PMTuesday7:30AM - 8:00PMWednesday7:30AM - 8:00PMThursday7:30AM - 8:00PMFriday7:30AM - 8:00PMSaturday8:30AM - 2:00PM
Other Services by Emprise Bank
Other Checking Accounts from Emprise Bank
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
2%
APY (Annual Percentage Yield)
0%
Disclaimer popup with additional information
Monthly Service Fee
$0
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SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
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Everyone recommends
Emprise Bank High Interest Checking Community Reviews
Would you recommend Emprise Bank High Interest Checking to your friends?
SM
Sarah M.
Oct 2, 2021
May or may not recommend
“The sweetest thing about the service Emprise Bank High Interest Checking offers is the fraud monitoring. I misplaced my debit card on one of my trips and some persons tried to hack into them. Really terrible experience and I am just thankful to the bank for this high-end security technology. I recommend the bank service to everyone. Totally worth it!”
Zavion H.
Oct 1, 2021
May or may not recommend
Emprise Bank is a premier, financial institution. they offer flexible checking accounts to accommodate any lifestyle, with a competitive interest rate and the convenience of online banking. If you're looking for a bank that will give you the respect and security you deserve, while still providing the best rates to keep you ahead of inflation, then Emprise Bank is the right choice for you
SL
Salim L.
Jul 16, 2021
May or may not recommend
reasonable policy for new account holders. I would also appreciate their customer service. recommended
Maci B.
Jul 14, 2021
May or may not recommend
I would recommend using this company it's a great company to use
Showing 4 of 4 reviews
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