Last Updated: 01/21/2026
Firelands FCU Preferred Interest Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 0.25%(Verified 06/21/2024)
Monthly Service Fee
$0 - $6(Verified 01/21/2026)
Firelands FCU Preferred Interest Checking Account Review
The Firelands FCU Preferred Interest Checking Account is offered by Firelands Federal Credit Union, a credit union founded in 1957 and based in Bellevue, OH. Firelands FCU Preferred Interest Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Firelands FCU Preferred Interest Checking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $50.
- Charges a monthly fee. This account charges a monthly fee of up to $6, but the fee may be waived if you keep a minimum balance of$1,500.
- No ATM fees. Firelands FCU Preferred Interest Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Firelands Federal Credit Union mobile or online banking.
Firelands FCU Preferred Interest Checking Account Pros & Cons
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Firelands FCU Preferred Interest Checking Account FAQ
Are checking accounts from Firelands Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Firelands FCU Preferred Interest Checking Account offer?
Firelands FCU Preferred Interest Checking Account offers an APY starting at 0.10% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $50.
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.10% - 0.25% |
What are the account minimums for Firelands FCU Preferred Interest Checking Account?
Firelands FCU Preferred Interest Checking Account requires a minimum initial deposit of $50.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $1,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Firelands FCU Preferred Interest Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of up to $6.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Firelands FCU Preferred Interest Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Firelands FCU Preferred Interest Checking Account allows you to manage your money online or with a mobile app.
What is the customer support email for Firelands FCU Preferred Interest Checking Account?
The customer support email for Firelands FCU Preferred Interest Checking Account is onlineservices@firelandsfcu.org.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 9:00PM
Tuesday
7:00AM - 9:00PM
Wednesday
7:00AM - 9:00PM
Thursday
7:00AM - 9:00PM
Friday
7:00AM - 9:00PM
Saturday
8:00AM - 4:00PM