Last Updated: 01/21/2026
First Florida CU Premium Interest Checking Accounts
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.20% - 0.30%(Verified 06/21/2024)
Monthly Service Fee
$0 - $6.50(Verified 01/21/2026)
First Florida CU Premium Interest Checking Accounts Review
The First Florida CU Premium Interest Checking Accounts is offered by First Florida Credit Union, a credit union founded in 1950 and based in Jacksonville, FL. First Florida CU Premium Interest Checking Accounts is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. First Florida CU Premium Interest Checking Accounts has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts.
- $0 monthly account fees available. This account charges a monthly fee of up to $6.50.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. First Florida CU Premium Interest Checking Accounts does not charge fees on ATM transactions .
First Florida CU Premium Interest Checking Accounts Pros & Cons
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First Florida CU Premium Interest Checking Accounts FAQ
Are checking accounts from First Florida Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does First Florida CU Premium Interest Checking Accounts offer?
First Florida CU Premium Interest Checking Accounts offers an APY starting at 0.20% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.20% - 0.30% |
What are the account minimums for First Florida CU Premium Interest Checking Accounts?
First Florida CU Premium Interest Checking Accounts does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 - $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does First Florida CU Premium Interest Checking Accounts charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $6.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does First Florida CU Premium Interest Checking Accounts offer?
This account includes the following features:
- Mobile Banking Services - First Florida CU Premium Interest Checking Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Florida CU Premium Interest Checking Accounts?
The customer support email for First Florida CU Premium Interest Checking Accounts is info@firstflorida.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed