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  First Florida CU Checking Accounts
First Florida CU Checking Accounts
in Checking Accounts from First Florida Credit Union · Insured by NCUA
Unaffiliated

First Florida CU Checking Accounts

Unaffiliated
in Checking Accounts from First Florida Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.20% - 0.30%
(Verified 08/22/2023)
Monthly Maintenance Fee $0 - $6.50
(Verified 08/22/2023)
Minimum Balance to Avoid Monthly Fee N/A

First Florida CU Checking Accounts Review

First Florida CU Checking Accounts is offered by First Florida Credit Union, a credit union founded in 1950 and based in Jacksonville, FL. First Florida CU Checking Accounts is available in 50 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. First Florida CU Checking Accounts has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $6.50.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. First Florida CU Checking Accounts does not charge fees on ATM transactions.

First Florida CU Checking Accounts Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Monthly service charge.

First Florida CU Checking Accounts FAQ

Are checking accounts from First Florida Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does First Florida CU Checking Accounts offer?

First Florida CU Checking Accounts offers an APY starting at 0.20% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).

First Florida CU Checking Accounts Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.20% - 0.30%

What are the account minimums for First Florida CU Checking Accounts?

First Florida CU Checking Accounts does not require a minimum initial deposit.

First Florida CU Checking Accounts Minimums
Description
Minimum Opening Deposit $0 - $25

What fees does First Florida CU Checking Accounts charge?

The good news is that this account does not have a monthly Service Charge.

First Florida CU Checking Accounts Fees
Description
Monthly Maintenance Fee $0 - $6.50

What features and perks does First Florida CU Checking Accounts offer?

This account includes the following features:

  • Mobile Banking Services - First Florida CU Checking Accounts allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Florida CU Checking Accounts?

The customer support email for First Florida CU Checking Accounts is info@firstflorida.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by First Florida Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0 - $25
Monthly Maintenance Fee $0 - $6.50
(Verified 08/22/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.20% - 0.30%
(Verified 08/22/2023)

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