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Last Updated: 01/21/2026

First Florida CU No Monthly Fee Checking Account

from First Florida Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0(Verified 01/21/2026)

First Florida CU No Monthly Fee Checking Account Review

The First Florida CU No Monthly Fee Checking Account is offered by First Florida Credit Union, a credit union founded in 1950 and based in Jacksonville, FL. First Florida CU No Monthly Fee Checking Account is available in 50 states and Washington, DC.

Key Takeaways

No monthly maintenance fees. This account does not charge any monthly account fees.
No ATM fees. First Florida CU No Monthly Fee Checking Account does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Florida Credit Union mobile or online banking.

First Florida CU No Monthly Fee Checking Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Insured by NCUA.
Debit card

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.

First Florida CU No Monthly Fee Checking Account FAQ

Are checking accounts from First Florida Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does First Florida CU No Monthly Fee Checking Account offer?

First Florida CU No Monthly Fee Checking Account is not an interest-bearing account.

What are the account minimums for First Florida CU No Monthly Fee Checking Account?

First Florida CU No Monthly Fee Checking Account requires a minimum initial deposit of $25.

First Florida CU No Monthly Fee Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does First Florida CU No Monthly Fee Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

First Florida CU No Monthly Fee Checking Account Fees

Description

Monthly Service Fee

What features and perks does First Florida CU No Monthly Fee Checking Account offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Florida CU No Monthly Fee Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for First Florida CU No Monthly Fee Checking Account?

The customer support email for First Florida CU No Monthly Fee Checking Account is info@firstflorida.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

500 W 1st St

Jacksonville, FL 32202

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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Bonus Offer

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0.20% - 0.30%

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Monthly Service Fee

$0 - $6.50

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Bonus Offer

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

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