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Checking Accounts
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Last Updated: 01/21/2026

First New York Federal CU Checking Accounts

in Checking Accounts from First New York Federal Credit Union

Last Updated: 01/21/2026

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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

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First New York Federal CU Checking Accounts Review

The First New York Federal CU Checking Accounts is offered by First New York Federal Credit Union, a credit union founded in 1937 and based in Albany, NY. First New York Federal CU Checking Accounts is available in 50 states and Washington, DC.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. First New York Federal CU Checking Accounts does not charge fees on ATM transactions .

First New York Federal CU Checking Accounts Pros & Cons

First New York Federal CU Checking Accounts FAQ

Are checking accounts from First New York Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does First New York Federal CU Checking Accounts offer?

First New York Federal CU Checking Accounts offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First New York Federal CU Checking Accounts?

First New York Federal CU Checking Accounts does not require a minimum initial deposit.

What fees does First New York Federal CU Checking Accounts charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does First New York Federal CU Checking Accounts offer?

This account includes the following features:
  • Mobile Banking Services - First New York Federal CU Checking Accounts allows you to manage your money online or with a mobile app.

What is the customer support email for First New York Federal CU Checking Accounts?

The customer support email for First New York Federal CU Checking Accounts is support@firstnewyork.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2 Wall St
Albany, NY 12205
Visit Site

Hours of Operation

Sunday
Closed
Monday
7:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
7:00AM - 6:00PM
Thursday
7:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM

Other Services by First New York Federal Credit Union