Last Updated: 01/21/2026
Franklin Trust FCU Advantage Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.010%(Verified 06/21/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
Franklin Trust FCU Advantage Checking Account Review
The Franklin Trust FCU Advantage Checking Account is offered by Franklin Trust Federal Credit Union, a credit union founded in 1934 and based in Hartford, CT. Franklin Trust FCU Advantage Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.010% .
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $1,000 minimum opening deposit. This is a typical minimum initial deposit.
Franklin Trust FCU Advantage Checking Account Pros & Cons
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Franklin Trust FCU Advantage Checking Account FAQ
Are checking accounts from Franklin Trust Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Franklin Trust FCU Advantage Checking Account offer?
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| APY (Annual Percentage Yield) | 0.010% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Franklin Trust FCU Advantage Checking Account offers an APY of 0.010% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $1000.
What are the account minimums for Franklin Trust FCU Advantage Checking Account?
Franklin Trust FCU Advantage Checking Account requires a minimum initial deposit of $1,000.
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| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Franklin Trust FCU Advantage Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
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| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Franklin Trust FCU Advantage Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Mobile Banking Services - Franklin Trust FCU Advantage Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Franklin Trust FCU Advantage Checking Account?
The customer support email for Franklin Trust FCU Advantage Checking Account is ftfcu@franklintrust.org.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:30PM
Tuesday
7:30AM - 4:30PM
Wednesday
10:00AM - 1:00PM
Thursday
7:30AM - 5:30PM
Friday
7:30AM - 4:30PM
Saturday
9:00AM - 12:00PM