GoHenry Accounts
GoHenry Accounts
in Checking Accounts from GoHenry Inc

GoHenry Accounts

in Checking Accounts from GoHenry Inc
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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $3.99
Minimum Balance to Avoid Monthly Fee N/A

GoHenry Accounts Review

GoHenry Accounts is offered by GoHenry Inc, a nonbank financial services provider founded in 2007 and based in New York, NY. GoHenry Accounts is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, GoHenry Accounts does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $3.99.
  • No minimum initial deposit. There is no minimum balance required to open an account.
GoHenry Accounts Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Online-only account with no access to physical branches.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
GoHenry Accounts FAQ

Are checking accounts from GoHenry Inc federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57129). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does GoHenry Accounts offer?

GoHenry Accounts is not an interest-bearing account.

What are the account minimums for GoHenry Accounts?

GoHenry Accounts does not require a minimum initial deposit.

GoHenry Accounts Minimums
Minimum Opening Deposit $0

What fees does GoHenry Accounts charge?

This account charges a monthly service fee of $3.99.

GoHenry Accounts Fees
ATM Fee: In-Network $1.50
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $3.99
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $1.50

What features and perks does GoHenry Accounts offer?

This account includes the following features:

  • Fraud monitoring - GoHenry Accounts monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - GoHenry Accounts allows you to manage your money online or with a mobile app.

What is the customer support email for GoHenry Accounts?

The customer support email for GoHenry Accounts is

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Message From GoHenry Inc

Money Missions are fun, interactive in-app lessons designed to build confidence, literacy, and curiosity in 6-18 year-olds:

Money Missions form a full financial education curriculum designed to help children and teens develop money skills

Lessons cover money basics, earning, saving, investing, responsible spending, credit, money safety, and more.

Kids watch animated videos, take quizzes, and earn XP (points) and badges while gaining real-world experience with money.

The missions are developed with teachers and financial experts and mapped to age-appropriate K-12 education guidelines.

As kids go through the missions, levels are unlocked and adjusted to their age, skills, and confidence.

When each lesson comes to a close, another one begins—with entertaining videos, quizzes to test their knowledge, and fun extras.


Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 5:00pm

About GoHenry Accounts


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
ATM Fee: In-Network $1.50
Monthly Fee $3.99
ATM Fee: Out-of-Network $1.50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
Account Features
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Member FDIC
  • Online-Only Account
  • Teen Checking Account

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