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Last Updated: 01/21/2026

HFCU Flexible Checking Account

in Checking Accounts from Houston Federal Credit Union

Last Updated: 01/21/2026

Houston Federal Credit Union logo
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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

Monthly Service Fee

$0 - $6(Verified 01/21/2026)

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HFCU Flexible Checking Account Review

The HFCU Flexible Checking Account is offered by Houston Federal Credit Union, a credit union founded in 1960 and based in Sugar Land, TX. houston federal credit union is available in 50 states and Washington, DC.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
  • $0 monthly account fees available. This account charges a monthly fee of up to $6, but the fee may be waived if you keep a minimum balance of$100.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. HFCU Flexible Checking Account does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Houston Federal Credit Union mobile or online banking.

houston federal credit union Pros & Cons

houston federal credit union FAQ

Are checking accounts from houston federal credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does houston federal credit union offer?

houston federal credit union offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $750.

What are the account minimums for houston federal credit union?

houston federal credit union does not require a minimum initial deposit.

What fees does houston federal credit union charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does houston federal credit union offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - houston federal credit union allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for houston federal credit union?

The customer support email for houston federal credit union is talktous@houstonfcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

16320 Kensington Dr
Sugar Land, TX 77479
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 2:00PM

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