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Last Updated: 01/21/2026

Journey Federal CU Millennium Checking Account

in Checking Accounts from Journey Federal Credit Union

Last Updated: 01/21/2026

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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

Monthly Service Fee

Starting at $0(Verified 01/21/2026)

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Journey Federal CU Millennium Checking Account Review

The Journey Federal CU Millennium Checking Account is offered by Journey Federal Credit Union, a credit union founded in 1972 and based in Saint Johns, MI. Journey Federal CU Millennium Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Journey Federal CU Millennium Checking Account does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Journey Federal Credit Union mobile or online banking.

Journey Federal CU Millennium Checking Account Pros & Cons

Journey Federal CU Millennium Checking Account FAQ

Are checking accounts from Journey Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Journey Federal CU Millennium Checking Account offer?

Journey Federal CU Millennium Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.

What are the account minimums for Journey Federal CU Millennium Checking Account?

Journey Federal CU Millennium Checking Account does not require a minimum initial deposit.

What fees does Journey Federal CU Millennium Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does Journey Federal CU Millennium Checking Account offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Journey Federal CU Millennium Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Journey Federal CU Millennium Checking Account?

The customer support email for Journey Federal CU Millennium Checking Account is staff@journeyfcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1200 Zeeb Dr
Saint Johns, MI 48879
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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