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Last Updated: 01/21/2026

Members Cooperative Credit Union Checking Account

from Members Cooperative Credit Union

Last Updated: 01/21/2026

Members Cooperative Credit Union logo
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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

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Members Cooperative Credit Union Checking Account Review

The Members Cooperative Credit Union Checking Account is offered by Members Cooperative Credit Union, a credit union founded in 1936 and based in Duluth, MN. Members Cooperative Credit Union Checking is available in 50 states and Washington, DC.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Members Cooperative Credit Union Checking Account does not charge fees on ATM transactions .

Members Cooperative Credit Union Checking Pros & Cons

Members Cooperative Credit Union Checking FAQ

Are checking accounts from Members Cooperative Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members Cooperative Credit Union Checking offer?

Members Cooperative Credit Union Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $2500.

What are the account minimums for Members Cooperative Credit Union Checking?

Members Cooperative Credit Union Checking does not require a minimum initial deposit.

What fees does Members Cooperative Credit Union Checking charge?

This account charges a monthly maintenance fee each statement cycle of $0.

What features and perks does Members Cooperative Credit Union Checking offer?

This account includes the following features:
  • Mobile Banking Services - Members Cooperative Credit Union Checking allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Members Cooperative Credit Union Checking?

The customer support email for Members Cooperative Credit Union Checking is memberservices@membersccu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

215 N 40th Ave W
Duluth, MN 55807
(800) 296-8871
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:30PM
Tuesday
8:00AM - 5:30PM
Wednesday
8:00AM - 5:30PM
Thursday
8:00AM - 5:30PM
Friday
8:00AM - 5:30PM
Saturday
8:30AM - 5:30PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.05%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information
Visit Site

Members Cooperative Credit Union logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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