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Last Updated: 01/21/2026

Mohave Community FCU Basic Share Draft Account

from Mohave Community Federal Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Maintenance Fee

$6(Verified 01/21/2026)

Mohave Community FCU Basic Share Draft Account Review

The Mohave Community FCU Basic Share Draft Account is offered by Mohave Community Federal Credit Union, a credit union founded in 1957 and based in Kingman, AZ. Mohave Community FCU Basic Share Draft Account is available in 50 states and Washington, DC.

Key Takeaways

Waivable monthly maintenance fee. $6.00, waived with average daily balance of $500.00
$100.00 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Mohave Community Federal Credit Union mobile or online banking.

Mohave Community FCU Basic Share Draft Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Insured by NCUA.
Access to physical branches.
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not come with a debit card
Monthly service charge (if not waived).

Mohave Community FCU Basic Share Draft Account FAQ

Are checking accounts from Mohave Community Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Mohave Community FCU Basic Share Draft Account offer?

Mohave Community FCU Basic Share Draft Account is not an interest-bearing account.

What are the account minimums for Mohave Community FCU Basic Share Draft Account?

Mohave Community FCU Basic Share Draft Account requires a minimum initial deposit of $100.00.

Mohave Community FCU Basic Share Draft Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$500.00

Minimum Opening Deposit

$100.00

What fees does Mohave Community FCU Basic Share Draft Account charge?

This account charges a monthly maintenance fee each statement cycle of $6.00.

Mohave Community FCU Basic Share Draft Account Fees

Description

Monthly Maintenance Fee

$6.00

Paper Statement Fee

Starting at $8.50

ATM Fee: In-Network

Starting at $0.00

Card Replacement Fee (Standard Delivery)

Starting at $12.00

Check Cashing Fee

$6.00

Online Bill Pay Fee

Starting at $0.00

Stop Payment Fee

Starting at $35.00

Check Copy

$15.00

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $30.00

Wire Transfer Fee - International (Outgoing)

Starting at $50.00

Wire Transfer Fee - International (Incoming)

Starting at $50.00

Wire Transfer Fee - US Domestic (Incoming)

Starting at $20.00

Monthly Maintenance Waiver Requirements

$6.00, waived with average daily balance of $500.00

Returned Deposited Check

$25.00 - $30.00

Uncollected Funds Fee (Deposits on hold)

$35.00

What features and perks does Mohave Community FCU Basic Share Draft Account offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Mohave Community FCU Basic Share Draft Account?

The customer support email for Mohave Community FCU Basic Share Draft Account is mcfcreditunion@citlink.net.

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Contact

Headquarters

2809 Stockton Hill Rd

Kingman, AZ 86401

(928) 753-8000

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday8:00AM - 6:00PMSaturdayClosed

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

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SuperMoney Net Recommendation Score

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-1000+100

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