Last Updated: 01/21/2026
mph.bank Free Account
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Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
Up to 5.00%(Verified 11/14/2024)
Disclaimer popup with additional information
Monthly Service Fee
$0(Verified 01/21/2026)
mph.bank Free Account Review
The mph.bank Free Account is offered by Liberty Savings Bank, a bank founded in 1889 and based in Wilmington, OH. Free Account is available in 50 states and Washington, DC.
Key Takeaways
- Unlimited high-interest goals accounts. All-in-one checking & savings account featuring unlimited Goals that earn 3.00%APY on all balances, with or without direct deposit.
- Up to 5.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 5.00%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No ATM fees. mph.bank Free Account does not charge fees on ATM transactions .
- Early direct deposit. You could have access to you paycheck funds faster if you set up a direct deposit to this account.
Free Account Pros & Cons
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Free Account FAQ
Are checking accounts from Liberty Savings Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Free Account offer?
Free Account offers an APY up to 5.00% (APY stands for annual percentage yield, rates may change).
Unlock 5.00%APY* high-yield checking for the initial $50,000 in your account by setting up monthly direct deposits of at least $2,000.What are the account minimums for Free Account?
Free Account requires a minimum initial deposit of $25.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Direct Deposit to Earn APY | $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Free Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Free Account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Free Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Eligible for early pay - If you set up an eligible direct deposit with your employer, you may be able to collect your paycheck up to two days early.
- Mobile Banking Services - Free Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Free Account?
The customer support email for Free Account is customerservice@loanadministration.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
9:00AM - 12:00PM