Last Updated: 01/21/2026
mph.bank Fresh Account
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Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 10/11/2024)
Monthly Service Fee
$9(Verified 01/21/2026)
mph.bank Fresh Account Review
The mph.bank Fresh Account is offered by Liberty Savings Bank, a bank founded in 1889 and based in Wilmington, OH. Fresh account is available in 50 states and Washington, DC.
Key Takeaways
- Unlimited high-interest goals accounts. All-in-one checking & savings account featuring unlimited Goals that earn 3.00%APY on all balances, with or without direct deposit.
- 0% APY. As with most checking accounts, mph.bank Fresh Account does not pay interest.
- $0 monthly account fees available. This account charges a monthly fee of $9.
- No ATM fees. mph.bank Fresh Account does not charge fees on ATM transactions .
- Early direct deposit. You could have access to you paycheck funds faster if you set up a direct deposit to this account.
Fresh account Pros & Cons
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Fresh account FAQ
Are checking accounts from Liberty Savings Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Fresh account offer?
Fresh account is not an interest-bearing account.
What are the account minimums for Fresh account?
Fresh account requires a minimum initial deposit of $25.
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| Minimum Opening Deposit | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Fresh account charge?
The good news is that this account does not have a monthly Service Charge.
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| Monthly Service Fee | $9 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Fresh account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Fresh account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Eligible for early pay - If you set up an eligible direct deposit with your employer, you may be able to collect your paycheck up to two days early.
- Mobile Banking Services - Fresh account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Fresh account?
The customer support email for Fresh account is customerservice@loanadministration.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
9:00AM - 12:00PM