MUFG Union Bank Checking Account is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

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Last Updated: 01/21/2026

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MUFG Union Bank Checking Account

from MUFG Union Bank

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

N/A(Verified 02/14/2025)

Rewards

N/A

APY (Annual Percentage Yield)

0.01% - 0.05%(Verified 02/14/2025)

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Monthly Maintenance Fee

$0 - $25(Verified 01/21/2026)

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MUFG Union Bank Checking Account Review

MUFG Union Bank Checking Account is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

The MUFG Union Bank Checking Account is offered by MUFG Union Bank, a bank founded in 1864 and based in Spring Valley, CA. MUFG Union Bank is available in 50 states and Washington, DC.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
Charges a monthly fee. This account charges a monthly fee of up to $25.
$100 minimum opening deposit. This is a typical minimum initial deposit.

MUFG Union Bank Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Interest-yielding account.

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Charges a fee on out-of-network ATM transactions.

MUFG Union Bank FAQ

Are checking accounts from MUFG Union Bank federally insured?

Yes, your MUFG Union Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #22826). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does MUFG Union Bank offer?

MUFG Union Bank offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

MUFG Union Bank Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.01% - 0.05%

What are the account minimums for MUFG Union Bank?

MUFG Union Bank requires a minimum initial deposit of $100.

MUFG Union Bank Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $100

What fees does MUFG Union Bank charge?

This account charges a monthly maintenance fee each statement cycle of up to $25.

MUFG Union Bank Checking Account Fees

Description

Monthly Maintenance Fee

$0 - $25

Paper Statement Fee

Starting at $3

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2

NSF Fee

$33

Overdraft Item Fee

Starting at $33

Early Account Closure

Starting at $0

Returned Deposit Fee (Domestic)

Starting at $6

Card Replacement Fee (Standard Delivery)

Starting at $0

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $15

Foreign Transaction Fee (Debit Card)

Starting at 2%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $20

Wire Transfer Fee - International (Outgoing)

Starting at $45

Wire Transfer Fee - International (Incoming)

Starting at $15

Returned Deposit Fee (International)

Starting at $6

Wire Transfer Fee - US Domestic (Incoming)

Starting at $15

Does MUFG Union Bank charge overdraft fees?

Yes, MUFG Union Bank charges a $33 fee for every overdraft.

What features and perks does MUFG Union Bank offer?

This account includes the following features:

What is the customer support email for MUFG Union Bank?

The customer support email for MUFG Union Bank is customer@unionbank.com.

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Message from MUFG Union Bank

Keep more of your money. A checking account that makes you a priority. Unlimited rebates on non-Union Bank ATM fees. Interest-bearing checking account with dedicated Customer Service and unlimited Priority Banking personal check supply. $0 Deposit Overdraft Protection Transfer Fees (Overdraft Fees may still apply).

Contact

Headquarters

400 California Street

Spring Valley, CA 94104

(619) 461-9660

Visit Site

Email Support

Other Services by MUFG Union Bank

Savings Accounts

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SuperMoney Net Recommendation Score

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MUFG Union Bank Checking Account Community Reviews

Would you recommend MUFG Union Bank Checking Account to your friends?

Gabriel F.

Oct 2, 2023

May or may not recommend

I have used MUFG Union bank account and I can say the experience is awesome. The service is easy and the security of the investment is great. I would recommend it all time

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