Last Updated: 01/21/2026
Patriot Federal CU Dividend Checking Accounts
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.00% - 2.50%(Verified 06/21/2024)
Monthly Service Fee
Starting at $0(Verified 01/21/2026)
Patriot Federal CU Dividend Checking Accounts Review
The Patriot Federal CU Dividend Checking Accounts is offered by Patriot Federal Credit Union, a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union is available in 50 states and Washington, DC.
Key Takeaways
- Up to 2.50% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.50%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $2500.
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. Patriot Federal CU Dividend Checking Accounts does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Patriot Federal Credit Union mobile or online banking.
patriot federal credit union Pros & Cons
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patriot federal credit union FAQ
Are checking accounts from patriot federal credit union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does patriot federal credit union offer?
patriot federal credit union offers an APY starting at 0.00% and ranging up to 2.50% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $2500.
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.00% - 2.50% |
What are the account minimums for patriot federal credit union?
patriot federal credit union requires a minimum initial deposit of $2,500.
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| Minimum Balance to Earn APY | $2,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $2,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does patriot federal credit union charge?
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| Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does patriot federal credit union offer?
This account includes the following features:
- Fraud monitoring - patriot federal credit union monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - patriot federal credit union allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for patriot federal credit union?
The customer support email for patriot federal credit union is pfcu@patriotfcu.org.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
8:30AM - 12:00PM