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Last Updated: 01/21/2026

Patriot Federal CU Dividend Checking Accounts

from Patriot Federal Credit Union

Last Updated: 01/21/2026

Patriot Federal Credit Union logo
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Highlights

Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.00% - 2.50%(Verified 06/21/2024)

Monthly Service Fee

Starting at $0(Verified 01/21/2026)

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Patriot Federal CU Dividend Checking Accounts Review

The Patriot Federal CU Dividend Checking Accounts is offered by Patriot Federal Credit Union, a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union is available in 50 states and Washington, DC.

Key Takeaways

  • Up to 2.50% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.50%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $2500.
  • Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • No ATM fees. Patriot Federal CU Dividend Checking Accounts does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Patriot Federal Credit Union mobile or online banking.

patriot federal credit union Pros & Cons

patriot federal credit union FAQ

Are checking accounts from patriot federal credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does patriot federal credit union offer?

patriot federal credit union offers an APY starting at 0.00% and ranging up to 2.50% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $2500.

What are the account minimums for patriot federal credit union?

patriot federal credit union requires a minimum initial deposit of $2,500.

What fees does patriot federal credit union charge?

What features and perks does patriot federal credit union offer?

This account includes the following features:
  • Fraud monitoring - patriot federal credit union monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - patriot federal credit union allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for patriot federal credit union?

The customer support email for patriot federal credit union is pfcu@patriotfcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Wayne Ave
P.O. Box 778
Chambersburg, PA 17201
(888) 777-9982
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
8:30AM - 12:00PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0
Disclaimer popup with additional information
Visit Site

Patriot Federal Credit Union logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0
Disclaimer popup with additional information

Patriot Federal Credit Union logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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