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  Patriot Federal Credit Union Checking Accounts
Patriot Federal Credit Union Checking Accounts
in Checking Accounts from Patriot Federal Credit Union · Insured by NCUA
Unaffiliated

Patriot Federal Credit Union Checking Accounts

Unaffiliated
in Checking Accounts from Patriot Federal Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 2.50%
(Verified 08/04/2023)
Monthly Fee Starting at $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Patriot Federal Credit Union Checking Accounts Review

Patriot Federal Credit Union Checking Accounts is offered by patriot federal credit union, a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 2.50% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.50%, which is much higher than the average for the checking accounts that we track. However, you must keep a minimum balance of $2500.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Patriot Federal Credit Union Checking Accounts does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Patriot Federal Credit Union.

patriot federal credit union Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • Insured by NCUA.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not come with a debit card

patriot federal credit union FAQ

Are checking accounts from patriot federal credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does patriot federal credit union offer?

patriot federal credit union offers an APY starting at 0.00% and ranging up to 2.50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $2500.

patriot federal credit union Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 2.50%

What are the account minimums for patriot federal credit union?

patriot federal credit union does not require a minimum initial deposit.

Patriot Federal Credit Union Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $2,500

What fees does patriot federal credit union charge?

Patriot Federal Credit Union Checking Accounts Fees
Description
Monthly Fee Starting at $0

What features and perks does patriot federal credit union offer?

This account includes the following features:

  • Fraud monitoring - patriot federal credit union monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - patriot federal credit union allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for patriot federal credit union?

The customer support email for patriot federal credit union is pfcu@patriotfcu.org.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $2,500
Monthly Fee Starting at $0
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Insured by NCUA
  • Check Writing
  • Rewards
APY (Annual Percentage Yield) 0.00% - 2.50%
(Verified 08/04/2023)

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