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  Redwood Capital Bank Gold Checking Account
Redwood Capital Bank Gold Checking Account Unaffiliated

Redwood Capital Bank Gold Checking Account

Unaffiliated
in Checking Accounts from Redwood Capital Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee Starting at $1,500

Redwood Capital Bank Gold Checking Account Review

Redwood Capital Bank Gold Checking Account is offered by Redwood Capital Bank, a bank founded in 2003 and based in Eureka, CA. Redwood Capital Bank Gold Checking Account is available in 1 state across the USA.

Key Takeaways
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Redwood Capital Bank.
Redwood Capital Bank Gold Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
Redwood Capital Bank Gold Checking Account FAQ

Are checking accounts from Redwood Capital Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57610). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Redwood Capital Bank Gold Checking Account offer?

Redwood Capital Bank does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Redwood Capital Bank Gold Checking Account?

Redwood Capital Bank Gold Checking Account requires a minimum initial deposit of $100 to open an account.

Redwood Capital Bank Gold Checking Account Minimums
Description
APY Minimum Balance $1,500
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,500

What fees does Redwood Capital Bank Gold Checking Account charge?

Redwood Capital Bank Gold Checking Account Fees
Description
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25

Does Redwood Capital Bank Gold Checking Account charge overdraft fees?

Yes, Redwood Capital Bank Gold Checking Account charges a $25 fee for every overdraft.

What features and perks does Redwood Capital Bank Gold Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Redwood Capital Bank Gold Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Redwood Capital Bank Gold Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Redwood Capital Bank Gold Checking Account?

The customer support email for Redwood Capital Bank Gold Checking Account is inquiries@redwoodcapitalbank.com.

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Message From Redwood Capital Bank

With easy, stress-free access to your money, Redwood Capital Bank offers many options to assist you in meeting your personal checking needs. We offer a full range of products and services to choose from.  Whether you are looking for an account that earns interest or an account with a low monthly service charge, we have a checking account that is perfect for you.

Gold Checking --- Similar to the Redwood Checking account, this account earns interest with a minimum required balance. Free debit card, Unlimited check writing, No RCB foreign ATM fees at MoneyPass and SUM locations. Other ATM Network owners may assess a usage fee. Free Online Banking, Free Bill Pay, FDIC insured.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $1,500
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,500
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $25
Overdraft Item Fee $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • U.S. Tax Identification Number
  • Social Security Number
Account Features
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing

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