Last Updated: 01/21/2026
Robinhood Cash Card
Claimed
Last Updated: 01/21/2026
SuperMoney User Recommendation Score +90
Strongly recommended10 total votes
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Highlights
Community Rating
Strongly recommended
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A(Verified 02/17/2023)
Monthly Service Fee
$0(Verified 01/21/2026)
Disclaimer popup with additional information
Number of Reviews
Robinhood Cash Card Review
The Robinhood Cash Card is offered through Robinhood Markets, Inc., a financial services company founded in 2013 and based in Palo Alto, CA. It is made possible by a bank partnership with Sutton Bank, Member FDIC. Robinhood is available in 50 states and Washington, DC.
Key Takeaways
- Earn a 10-100% bonus on your weekly round-ups. And it’s all invested in your choice of stocks and crypto.
- Cash back at your favorite brands. Earn cash back when you spend on offers from participating brands. No activation required.
- Invest with every paycheck. Automatically invest part of every paycheck in your choice of stocks and crypto. Plus, get paid up to two days early with direct deposit.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Robinhood Cash Card does not charge fees on ATM transactions .
- Early direct deposit. You could have access to you paycheck funds faster if you set up a direct deposit to this account.
Robinhood Pros & Cons
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Robinhood FAQ
Are Robinhood Cash Card deposits federally insured?
Yes, your deposits — but not your investment returns, if any — are insured by the Federal Deposit Insurance Corporation (FDIC) through Sutton Bank, Member FDIC . The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Robinhood offer?
Robinhood Markets, Inc. does not provide interest rate information until a customer applies for a new account.
What are the account minimums for Robinhood?
Robinhood does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Robinhood charge?
This account charges a monthly maintenance fee each statement cycle of $0.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Robinhood offer?
This account includes the following features:
- Fraud monitoring - Robinhood monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Eligible for early pay - If you set up an eligible direct deposit with your employer, you may be able to collect your paycheck up to two days early.
- Mobile Banking Services - Robinhood allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Robinhood?
The customer support email for Robinhood is support@robinhood.com.
How do people rate the customer service and user experience of Robinhood?
Overall, Robinhood is strongly recommended based on community reviews that rate customer service and user experience.
Robinhood Cash Card Disclosure: Round-ups and rewards are sent from your spending account with, and are a service of, Robinhood Money. You must spend at least $1 on your Robinhood Cash Card in order to qualify for the program. You authorize the transfer of round-ups from your spending account with Robinhood Money to your Affiliate accounts. You must separately place a recurring trade order with Robinhood Financial, LLC to invest in securities, or with Robinhood Crypto, LLC to invest in cryptocurrencies through this program. For round-ups and rewards to be available to you, you need to have a brokerage account with Robinhood Financial, LLC, or a cryptocurrency account with Robinhood Crypto LLC. Cryptocurrency accounts are not available in all U.S. jurisdictions. All brokerage products and services are provided by Robinhood Financial. Robinhood Crypto, LLC provides cryptocurrency trading pursuant to applicable state money transmission and virtual currency licenses (see Robinhood Stock Roundup Rewards and Robinhood Crypto Roundup Rewards terms and conditions).
With paycheck recurring investments, you authorize Robinhood Money to transfer a portion of your paycheck from your spending account with Robinhood Money to your Affiliate accounts. You must place a recurring trade order with Robinhood Financial, LLC to invest in securities or with Robinhood Crypto, LLC to invest in cryptocurrencies through this program. All brokerage products and services are provided by Robinhood Financial. Robinhood Crypto, LLC provides cryptocurrency trading.
Early access to direct deposit funds is offered through your spending account with Robinhood Money and depends on timing of the payer's submission of deposits and receipt of relevant payment information by Robinhood Money. These funds are generally credited to your spending account on the day the payment file is received which may be up to two days earlier than the scheduled payment date, however, this availability is not guaranteed. Early access to direct deposits funds are not eligible for FDIC pass-through insurance if provided before the scheduled payment date of the funds.
Out-of-network ATM fees and other fees may apply. See the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +90, or 4.8 on a 5-point rating scale.
+90
-1000+100
No one recommends
Everyone recommends
Robinhood Cash Card Community Reviews
Would you recommend Robinhood Cash Card to your friends?
Jenny F.
Dec 21, 2023
May or may not recommend
Robinhood Cash Card - Simplifying Finances with Innovation
As a user of the Robinhood Cash Card, here's a concise review:
Fee-Free Spending: No fees, straightforward financial management.
Cashback Rewards: Earn rewards on everyday purchases.
User-Friendly App: Intuitive mobile app for a seamless experience.
Investment Integration: Connects spending and investing activities.
Instant Transfers: Quick and easy fund transfers.
BK
Bia K.
Dec 10, 2023
May or may not recommend
The best thing about this is its online. easy to use mobile app and everything is online and I did not need to visit a physical bank. all my issues solved online. best cash back rewards instantly.
Newdawn S.
Dec 5, 2023
May or may not recommend
A solid choice for mobile-savvy users who value convenience and cash-back rewards over in-person banking services. Instant cash-back rewards on purchases, zero account fees, and an easy-to-use mobile app.
Ka P.
Nov 1, 2023
May or may not recommend
I love everything about this card other than the fact that I can't deposit my checks into this account directly. I have to get them cashed elsewhere, then deposit the cash to this account. This would be the perfect card if it offered mobile check deposit
MG
Marissa G.
Nov 1, 2023
May or may not recommend
Robinhood Cash Card has offered a simple and streamlined way to access and manage my cash. There are no account fees, and it allows me to move funds easily between my cash balance and investments.
GF
Gabriel F.
Oct 2, 2023
May or may not recommend
Absolutely, I would recommend it 100times.
"I've been using the Robin Cash Card for a while now, and I'm extremely satisfied with it. The convenience of managing my finances and making transactions is unbeatable. Plus, the cashback rewards are a great bonus! The app is user-friendly, and I appreciate the security features in place. Overall, it's a fantastic choice for anyone looking for a reliable cash card."
Ariana H.
Jul 13, 2023
May or may not recommend
This is a great card for someone interested in investing. The round up feature makes it so easy, but you do need to have a Robinhood brokerage account to earn the rewards.
IO
Ibrahim O.
Jul 12, 2023
May or may not recommend
Absolutely, I would definitely recommend the Robinhood Cash Card to my friends. It's a great option for anyone looking for a convenient and user-friendly way to manage their finances. There are a few reasons why I think it's a great choice:
1. Easy to use: The Robinhood Cash Card integrates seamlessly with the Robinhood app, making it simple to manage your money all in one place. You can easily track your ...Show More
ED
Emily D.
Jul 10, 2023
May or may not recommend
Robinhood Cash Card: Seamlessly Empowering Your Financial Journey
Robinhood's Cash Card checking account services are designed to provide users with a vibrant and user-friendly banking experience. With its bright and colorful interface, Robinhood creates an engaging environment that captures users' attention from the start. Beyond aesthetics, the platform's ease of use, commitment to security, customer-centric approach, and seamless functionality set it apart. I'll share a couple features that make Robinhood Cash ...Show More
CM
Carina M.
Apr 19, 2023
May or may not recommend
I am very happy with my Robinhood Cash Card! My wife and I recently relocated to a different state and had to cash out some of our Robinhood stocks to make the trip. The process was fast and we had access to our money within 48 business hours. Even though it's a debit card, the perks it comes with almost make it feel like a credit card. Robinhood keeps track ...Show More
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