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Last Updated: 01/21/2026

Robinhood Cash Card

in Checking Accounts from Robinhood Markets, Inc.

Last Updated: 01/21/2026

Robinhood Cash Card logo
Strongly recommended10 total votes
9 users recommend
1 users are unsure
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Highlights

Community Rating

Strongly recommended

Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

N/A(Verified 02/17/2023)

Monthly Service Fee

$0(Verified 01/21/2026)
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Number of Reviews

10

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Robinhood Cash Card Review

The Robinhood Cash Card is offered through Robinhood Markets, Inc., a financial services company founded in 2013 and based in Palo Alto, CA. It is made possible by a bank partnership with Sutton Bank, Member FDIC. Robinhood is available in 50 states and Washington, DC.

Key Takeaways

  • Earn a 10-100% bonus on your weekly round-ups. And it’s all invested in your choice of stocks and crypto.
  • Cash back at your favorite brands. Earn cash back when you spend on offers from participating brands. No activation required.
  • Invest with every paycheck. Automatically invest part of every paycheck in your choice of stocks and crypto. Plus, get paid up to two days early with direct deposit.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Robinhood Cash Card does not charge fees on ATM transactions .
  • Early direct deposit. You could have access to you paycheck funds faster if you set up a direct deposit to this account.

Robinhood Pros & Cons

Robinhood FAQ

Are Robinhood Cash Card deposits federally insured?

Yes, your deposits — but not your investment returns, if any — are insured by the Federal Deposit Insurance Corporation (FDIC) through Sutton Bank, Member FDIC . The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Robinhood offer?

Robinhood Markets, Inc. does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Robinhood?

Robinhood does not require a minimum initial deposit.

What fees does Robinhood charge?

This account charges a monthly maintenance fee each statement cycle of $0.

What features and perks does Robinhood offer?

This account includes the following features:
  • Fraud monitoring - Robinhood monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Eligible for early pay - If you set up an eligible direct deposit with your employer, you may be able to collect your paycheck up to two days early.
  • Mobile Banking Services - Robinhood allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Robinhood?

The customer support email for Robinhood is support@robinhood.com.

How do people rate the customer service and user experience of Robinhood?

Overall, Robinhood is strongly recommended based on community reviews that rate customer service and user experience.

Robinhood Cash Card Disclosure: Round-ups and rewards are sent from your spending account with, and are a service of, Robinhood Money. You must spend at least $1 on your Robinhood Cash Card in order to qualify for the program. You authorize the transfer of round-ups from your spending account with Robinhood Money to your Affiliate accounts. You must separately place a recurring trade order with Robinhood Financial, LLC to invest in securities, or with Robinhood Crypto, LLC to invest in cryptocurrencies through this program. For round-ups and rewards to be available to you, you need to have a brokerage account with Robinhood Financial, LLC, or a cryptocurrency account with Robinhood Crypto LLC. Cryptocurrency accounts are not available in all U.S. jurisdictions. All brokerage products and services are provided by Robinhood Financial. Robinhood Crypto, LLC provides cryptocurrency trading pursuant to applicable state money transmission and virtual currency licenses (see Robinhood Stock Roundup Rewards and Robinhood Crypto Roundup Rewards terms and conditions). With paycheck recurring investments, you authorize Robinhood Money to transfer a portion of your paycheck from your spending account with Robinhood Money to your Affiliate accounts. You must place a recurring trade order with Robinhood Financial, LLC to invest in securities or with Robinhood Crypto, LLC to invest in cryptocurrencies through this program. All brokerage products and services are provided by Robinhood Financial. Robinhood Crypto, LLC provides cryptocurrency trading. Early access to direct deposit funds is offered through your spending account with Robinhood Money and depends on timing of the payer's submission of deposits and receipt of relevant payment information by Robinhood Money. These funds are generally credited to your spending account on the day the payment file is received which may be up to two days earlier than the scheduled payment date, however, this availability is not guaranteed. Early access to direct deposits funds are not eligible for FDIC pass-through insurance if provided before the scheduled payment date of the funds. Out-of-network ATM fees and other fees may apply. See the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Robinhood

Robinhood lets you invest in companies you love, commission-free. Break free from commission-fees and make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial. Other fees may apply. Set up customized news and notifications to stay on top of your assets as casually or as relentlessly as you like. Controlling the flow of info is up to you.

Contact

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3200 Ash Street
Palo Alto, CA 94306
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