Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
20.24% - 29.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
20.24% - 29.99%(Verified 06/21/2024)
Credit Score Range
Starting at 700
Annual Fee
$0
Robinhood Gold Card Review
This is a travel card issued by Robinhood Markets, Inc.. If you're wondering whether Robinhood Gold Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5x.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 20.24% up to 29.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Robinhood Gold Card
| The Good | The Bad |
|
|
Robinhood Gold Card FAQ
Does Robinhood Gold Card have a cash back or rewards program?
Robinhood Gold Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | Up to 5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 3 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Robinhood Gold Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Robinhood Gold Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Robinhood Gold Card benefits?
Robinhood Gold Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Robinhood Gold Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Robinhood Gold Card has a variable purchase APR that ranges from 20.24% up to 29.99%. The card has a variable balance transfer APR that ranges from 20.24% up to 29.99%. It also has a variable cash advance APR of 29.99% .
Does Robinhood Gold Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Robinhood Gold Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Robinhood Gold Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $29 - $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $40 . What is the customer service phone number for Robinhood Gold Card?
The customer service number for Robinhood Gold Card is (650) 940-2700.
What is the support contact email for Robinhood Gold Card?
The support contact email for Robinhood Gold Card is support@robinhood.com.
What is the login page for Robinhood Gold Card?
You can access the login page of Robinhood Gold Card here.
How do people rate the customer service and user experience of Robinhood Gold Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Robinhood Gold Card report your account activity to credit bureaus?
Yes, Robinhood Gold Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Robinhood Markets, Inc. perform a hard credit pull?
Yes, Robinhood Gold Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Robinhood Gold Card
- Visit the website of Robinhood Gold Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.