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  San Mateo Credit Union Premium Checking Account
San Mateo Credit Union Premium Checking Account
in Checking Accounts from San Mateo Credit Union · Insured by NCUA
Unaffiliated

San Mateo Credit Union Premium Checking Account

Unaffiliated
in Checking Accounts from San Mateo Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 3.00%
(Verified 08/04/2023)
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

San Mateo Credit Union Premium Checking Account Review

San Mateo Credit Union Premium Checking Account is offered by san mateo credit union, a credit union founded in 1952 and based in Redwood City, CA. San Mateo Credit Union Checking is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 3.00% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.00%, which is much higher than the average for the checking accounts that we track.
  • Small minimum initial deposit. You only need $20 to open an account.

San Mateo Credit Union Checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card

San Mateo Credit Union Checking FAQ

Are checking accounts from san mateo credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does San Mateo Credit Union Checking offer?

San Mateo Credit Union Checking offers an APY starting at 0.05% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change).

San Mateo Credit Union Checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 3.00%

What are the account minimums for San Mateo Credit Union Checking?

San Mateo Credit Union Checking requires a minimum initial deposit of $20 to open an account.

San Mateo Credit Union Premium Checking Account Minimums
Description
Minimum Opening Deposit Starting at $20

What fees does San Mateo Credit Union Checking charge?

This account charges a monthly maintenance fee of $0.

San Mateo Credit Union Premium Checking Account Fees
Description
Monthly Maintenance Fee $0

What features and perks does San Mateo Credit Union Checking offer?

This account includes the following features:

What is the customer support email for San Mateo Credit Union Checking?

The customer support email for San Mateo Credit Union Checking is communityrelations@smcu.org.

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Other Checking Accounts by San Mateo Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $20
Monthly Maintenance Fee $0
(Verified 08/04/2023)
Checking Account Required
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
APY (Annual Percentage Yield) 0.05% - 3.00%
(Verified 08/04/2023)

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