Last Updated: 01/21/2026
Southwest Financial FCU Select Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Rewards
N/A
APY (Annual Percentage Yield)
0.25%(Verified 06/21/2024)
Monthly Maintenance Fee
Starting at $0(Verified 01/21/2026)
Southwest Financial FCU Select Checking Account Review
The Southwest Financial FCU Select Checking Account is offered by Southwest Financial Federal Credit Union, a credit union founded in 1962 and based in Farmers Branch, TX. Southwest Financial FCU Select Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Southwest Financial FCU Select Checking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Southwest Financial FCU Select Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Southwest Financial Federal Credit Union mobile or online banking.
Southwest Financial FCU Select Checking Account Pros & Cons
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Southwest Financial FCU Select Checking Account FAQ
Are checking accounts from Southwest Financial Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Southwest Financial FCU Select Checking Account offer?
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| APY (Annual Percentage Yield) | 0.25% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Southwest Financial FCU Select Checking Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.
What are the account minimums for Southwest Financial FCU Select Checking Account?
Southwest Financial FCU Select Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Southwest Financial FCU Select Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Southwest Financial FCU Select Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Southwest Financial FCU Select Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Southwest Financial FCU Select Checking Account?
The customer support email for Southwest Financial FCU Select Checking Account is info@swfinancial.org.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.25%
Disclaimer popup with additional information
Monthly Service Fee
Starting at $0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
Up to 3.25%
Disclaimer popup with additional information
Monthly Service Fee
Starting at $0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0
Disclaimer popup with additional information
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