1 more

Last Updated: 01/21/2026

St Louis Community Credit Union Gold Checking Account

from St Louis Community Credit Union

Last Updated: 01/21/2026

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Checking Accounts

Chase Total Checking®

Strongly recommended105 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

Compare All Checking Accounts

Filter & compare all your options in one place.

View All Products

Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.30%(Verified 06/21/2024)

Monthly Service Fee

$0 - $5(Verified 01/21/2026)

St Louis Community Credit Union Gold Checking Account Review

The St Louis Community Credit Union Gold Checking Account is offered by St Louis Community Credit Union, a credit union founded in 1942 and based in St. Louis, MO. st louis community credit union is available in 50 states and Washington, DC.

Key Takeaways

Higher than average APY. St Louis Community Credit Union Gold Checking Account has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
Waivable monthly maintenance fee. If your balance falls below $500, you will still earn interest, but a $5.00 maintenance fee will be charged to your account for that month.
$500 minimum opening deposit. This is a typical minimum initial deposit.

st louis community credit union Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Dividend-yielding account.
Insured by NCUA.

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card

st louis community credit union FAQ

Are checking accounts from st louis community credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does st louis community credit union offer?

St Louis Community Credit Union Gold Checking Account Rates & Terms

Description

APY (Annual Percentage Yield)

0.30%

st louis community credit union offers an APY of 0.30% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.

What are the account minimums for st louis community credit union?

st louis community credit union requires a minimum initial deposit of $500.

St Louis Community Credit Union Gold Checking Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $500

Minimum Balance to Earn APY

$500

Minimum Opening Deposit

Starting at $500

What fees does st louis community credit union charge?

This account charges a monthly maintenance fee each statement cycle of up to $5.

St Louis Community Credit Union Gold Checking Account Fees

Description

Monthly Service Fee

$0 - $5

Monthly Maintenance Waiver Requirements

If your balance falls below $500, you will still earn interest, but a $5.00 maintenance fee will be charged to your account for that month.

What features and perks does st louis community credit union offer?

This account includes the following features:

Mobile Banking Services - st louis community credit union allows you to manage your money online or with a mobile app.

What is the customer support email for st louis community credit union?

The customer support email for st louis community credit union is info@stlouiscommunity.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3651 Forest Park Ave

St. Louis, MO 63108

(866) 534-7610

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

10:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

Other Services by St Louis Community Credit Union

CD Accounts

Be the first to rate

Money Market Accounts

Be the first to rate

Savings Accounts

5 products

Be the first to rate

Credit Cards

6 products

Be the first to rate

Auto Loans

3 products

Be the first to rate

Personal Loans

3 products

Be the first to rate

Home Equity Lines of Credit

Be the first to rate

Home Mortgage Loans

Be the first to rate

Other Checking Accounts from St Louis Community Credit Union

St Louis Community CU Silver Checking Account

Rating not yet determined

Be the first to rate

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Disclaimer popup with additional information

Monthly Service Fee

$2.50

Disclaimer popup with additional information

Visit Site

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.