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Last Updated: 01/21/2026

St Louis Community Credit Union Gold Checking Account

in Checking Accounts from St Louis Community Credit Union

Last Updated: 01/21/2026

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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.30%(Verified 06/21/2024)

Monthly Service Fee

$0 - $5(Verified 01/21/2026)

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St Louis Community Credit Union Gold Checking Account Review

The St Louis Community Credit Union Gold Checking Account is offered by St Louis Community Credit Union, a credit union founded in 1942 and based in St. Louis, MO. st louis community credit union is available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. St Louis Community Credit Union Gold Checking Account has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
  • Waivable monthly maintenance fee. If your balance falls below $500, you will still earn interest, but a $5.00 maintenance fee will be charged to your account for that month.
  • $500 minimum opening deposit. This is a typical minimum initial deposit.

st louis community credit union Pros & Cons

st louis community credit union FAQ

Are checking accounts from st louis community credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does st louis community credit union offer?

st louis community credit union offers an APY of 0.30% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.

What are the account minimums for st louis community credit union?

st louis community credit union requires a minimum initial deposit of $500.

What fees does st louis community credit union charge?

This account charges a monthly maintenance fee each statement cycle of up to $5.

What features and perks does st louis community credit union offer?

This account includes the following features:
  • Mobile Banking Services - st louis community credit union allows you to manage your money online or with a mobile app.

What is the customer support email for st louis community credit union?

The customer support email for st louis community credit union is info@stlouiscommunity.com.

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Contact

Headquarters

3651 Forest Park Ave
St. Louis, MO 63108
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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