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  Step Account
Step Account

in Checking Accounts from Step Mobile Inc

Unaffiliated

Step Account

Unaffiliated

in Checking Accounts from Step Mobile Inc

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Step Account Review

Step Account is offered by Step Mobile Inc, founded in and based in Palo Alto, CA. Step Account is available in 50 states (and Washington, DC).

Key Takeaways
  • No minimum initial deposit. There is no minimum balance required to open an account.
Step Account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
Step Account FAQ

Are checking accounts from Step Mobile Inc federally insured?

No, your Step Mobile Inc checking accounts are not insured by a federal insurance agency. This means that if Step Mobile Inc were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Step Account offer?

Step Account is not an interest bearing account.

What are the account minimums for Step Account?

Step Account does not require a minimum initial deposit.

Step Account Minimums
Description
Minimum Opening Deposit $0

What fees does Step Account charge?

This account charges a monthly service fee of $0.

Step Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0

Does Step Account charge overdraft fees?

No, Step Account does not charge overdraft fees.

What features and perks does Step Account offer?

This account includes the following features:

What is the customer support email for Step Account?

The customer support email for Step Account is hello@step.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Step Account

You can spend securely and confidently in-store or online with your Step Visa Card. Add money to your account and start spending anywhere Visa is accepted. And best of all, it has no fees. Step is a mobile banking app built for teens and young adults who are just starting their financial journey. The Step Card lets you spend without the worry of ever overdrafting or overspending. You get the security and peace of mind to only spend what you have deposited in your Step account. In addition, you get the credit building benefits of a traditional credit card without the concerns of ever paying unnecessary interest.

Contact

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0

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