Last Updated: 01/21/2026
Texasgulf FCU InControl Rewards Checking Account
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Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
1.00%
APY (Annual Percentage Yield)
N/A
Monthly Maintenance Fee
$4(Verified 01/21/2026)
Texasgulf FCU InControl Rewards Checking Account Review
The Texasgulf FCU InControl Rewards Checking Account is offered by Texasgulf Federal Credit Union, a credit union founded in 1937 and based in Wharton, TX. Texasgulf FCU InControl Rewards Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- In addition to the account's fee being eliminate, you could receive up to $4.00 cash back and up to $10 reimbursements for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly qualification cycle in which you qualified.
- 1.00% cash back. Texasgulf FCU InControl Rewards Checking Account offers rewards on purchases (see terms and conditions for full details).
- Waivable monthly maintenance fee. When you do ONE of the following transactions and activities in your InControl Reward checking account during a Monthly Qualification Cycle, your monthly maintenance fee of $4.00 will be waived: Be enrolled in and agree to receive eStatements Have at least 4 debit card purchases post and settle Monthly fee is not waived if neither of these activities do not occur and will be accessed on the first processing day of the following statement cycle. Fees are waived for account holders 18 or younger and 60 and older.
- No ATM fees. Texasgulf FCU InControl Rewards Checking Account does not charge fees on ATM transactions .
- Up to $10.00 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Texasgulf Federal Credit Union mobile or online banking.
Texasgulf FCU InControl Rewards Checking Account Pros & Cons
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Texasgulf FCU InControl Rewards Checking Account FAQ
Are checking accounts from Texasgulf Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Texasgulf FCU InControl Rewards Checking Account offer?
Texasgulf FCU InControl Rewards Checking Account is not an interest-bearing account.
What are the account minimums for Texasgulf FCU InControl Rewards Checking Account?
Texasgulf FCU InControl Rewards Checking Account requires a minimum initial deposit of $25.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Texasgulf FCU InControl Rewards Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of $4.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Reimbursement Monthly Limit | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Waiver Requirements | When you do ONE of the following transactions and activities in your InControl Reward checking account during a Monthly Qualification Cycle, your monthly maintenance fee of $4.00 will be waived: Be enrolled in and agree to receive eStatements Have at least 4 debit card purchases post and settle Monthly fee is not waived if neither of these activities do not occur and will be accessed on the first processing day of the following statement cycle. Fees are waived for account holders 18 or younger and 60 and older. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposited Check | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Texasgulf FCU InControl Rewards Checking Account charge overdraft fees?
Yes, Texasgulf FCU InControl Rewards Checking Account charges a $25.00 fee for every overdraft.What features and perks does Texasgulf FCU InControl Rewards Checking Account offer?
This account includes the following features:
- In addition to the account's fee being eliminate, you could receive up to $4.00 cash back and up to $10 reimbursements for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly qualification cycle in which you qualified.
- ATM rebates - This account will reimburse you for domestic ATM fees up to a monthly maximum of $10.00.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Texasgulf FCU InControl Rewards Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Texasgulf FCU InControl Rewards Checking Account?
The customer support email for Texasgulf FCU InControl Rewards Checking Account is info@texasgulffcu.org.
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Hours of Operation
SundayClosedMonday8:30AM - 4:30PMTuesday8:30AM - 4:30PMWednesday8:30AM - 4:30PMThursday8:30AM - 4:30PMFriday8:30AM - 4:30PMSaturdayClosed
Other Services by Texasgulf Federal Credit Union
Other Checking Accounts from Texasgulf Federal Credit Union
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
4.00%
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
6.00%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
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