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Last Updated: 01/21/2026

Clark County Credit Union Essential Checking Account

from Clark County Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $4.95(Verified 01/21/2026)

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Clark County Credit Union Essential Checking Account Review

The Clark County Credit Union Essential Checking Account is offered by Clark County Credit Union, a credit union founded in 1951 and based in Las Vegas, NV. Clark County Credit Union Essential Checking Account is available in 1 state.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.01% .
Charges a monthly fee. This account charges a monthly fee of up to $4.95.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Clark County Credit Union mobile or online banking.

Clark County Credit Union Essential Checking Account Pros & Cons

Pros

Cons

Dividend-yielding account.
Debit card and the option to lock/unlock the card if lost or stolen

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Only available in one state.
Charges a fee on out-of-network ATM transactions.

Clark County Credit Union Essential Checking Account FAQ

Are checking accounts from Clark County Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Clark County Credit Union Essential Checking Account offer?

Clark County Credit Union Essential Checking Account Rates & Terms

Description

APY (Annual Percentage Yield)

0.01%

Clark County Credit Union Essential Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $0.01.

What are the account minimums for Clark County Credit Union Essential Checking Account?

Clark County Credit Union Essential Checking Account requires a minimum initial deposit of $50.

Clark County Credit Union Essential Checking Account Minimums

Description

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

Starting at $50

What fees does Clark County Credit Union Essential Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of up to $4.95.

Clark County Credit Union Essential Checking Account Fees

Description

Monthly Maintenance Fee

$0 - $4.95

Paper Statement Fee

Starting at $2

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $1

NSF Fee

$28

Overdraft Item Fee

Starting at $12

Early Account Closure

Starting at $25

Returned Deposit Fee (Domestic)

Starting at $12

Card Replacement Fee (Standard Delivery)

Starting at $5

Stop Payment Fee

Starting at $15

Check Copy

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Does Clark County Credit Union Essential Checking Account charge overdraft fees?

Yes, Clark County Credit Union Essential Checking Account charges a $12 fee for every overdraft.

What features and perks does Clark County Credit Union Essential Checking Account offer?

This account includes the following features:

Fraud monitoring - Clark County Credit Union Essential Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Clark County Credit Union Essential Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Clark County Credit Union Essential Checking Account?

The customer support email for Clark County Credit Union Essential Checking Account is service@ccculv.com.

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Message from Clark County Credit Union Essential Checking Account

We have a checking account that fits your lifestyle --- Essential Checking! Prefer another option? Our members can qualify for our free Essential Checking account and receive benefits like: Debit Card, Online Banking and Bill Pay, Remote Check Deposits, Monthly eStatements and Mobile Banking.

Contact

Headquarters

PO Box 36490

Las Vegas, NV 89133

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturdayClosed

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0% - 0.05%

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Monthly Service Fee

$12

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Visit Site

Clark County Credit Union Bonus Checking Account

Rating not yet determined

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%

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Monthly Service Fee

$5.95

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.