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Last Updated: 04/18/2025

First Bank & Trust Co. Home Equity Loan

from First Bank & Trust Co.

Last Updated: 04/18/2025

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Highlights

Credit Score Range

580 - 840

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

N/A

First Bank & Trust Co. Home Equity Loan Review

First Bank & Trust Co. Home Equity Loan is offered by First Bank & Trust Co. , a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Home Equity Loan are available in 1 state.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner applications accepted. Applying for First Bank & Trust Co. Home Equity Loan with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
Fair credit accepted. Borrowers with a credit score as low as 580 may qualify for First Bank & Trust Co. Home Equity Loan.

First Bank & Trust Co. Home Equity Loan Pros & Cons

Pros

Cons

Considers applicants with fair credit.

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

First Bank & Trust Co. Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does First Bank & Trust Co. Home Equity Loan charge for a home equity loan?

First Bank & Trust Co. Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with First Bank & Trust Co. Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. First Bank & Trust Co. Home Equity Loan will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is First Bank & Trust Co. a legit company?

First Bank & Trust Co. was founded in 1988, it is a well-established company that has been in business for 38 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from First Bank & Trust Co. Home Equity Loan

We have money to lend! See one of our Loan Officers for all your borrowing needs at one of our convenient Banking Centers. You can get the latest rate information by contacting our Call Center or local Banking Center.

Contact

Headquarters

301 W. Main Street

Ardmore, OK 73401

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 6:00PM

Tuesday

9:00AM - 6:00PM

Wednesday

9:00AM - 6:00PM

Thursday

9:00AM - 6:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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Everyone recommends

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