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  First Bank & Trust Co. Mortgage Loan

First Bank & Trust Co. Mortgage Loan

in Home Purchase Mortgages from First Bank & Trust Co.

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First Bank & Trust Co. Mortgage Loan

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in Home Purchase Mortgages from First Bank & Trust Co.

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Highlights
Loan Amount N/A
Loan Term (Years) 5 - 30 years

First Bank & Trust Co. Mortgage Loan Review

First Bank & Trust Co. Mortgage Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Mortgage Loan is available in state across the USA.

First Bank & Trust Co. Mortgage Loan FAQ

What is the maximum loan term you can get with First Bank & Trust Co. Mortgage Loan?

First Bank & Trust Co. Mortgage Loan offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does First Bank & Trust Co. Mortgage Loan charge a mortgage origination fee?

Yes, First Bank & Trust Co. Mortgage Loan may charge a loan origination fee.

What mortgage programs does First Bank & Trust Co. Mortgage Loan offer?

First Bank & Trust Co. Mortgage Loan offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does First Bank & Trust Co. Mortgage Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Bank & Trust Co. Mortgage Loan allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects
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Contact

  • Headquarters
  •   301 W. Main Street
    Ardmore, OK 73401
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by First Bank & Trust Co.

Feature Breakdown

Late Fee Amount $27
Credit Score Range 580 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted
  • Cosigner
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
  • Income Statement
Loan Term 5 - 30 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • USDA
  • VA
  • Conventional Mortgages

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