First Bank & Trust Co. Personal Loan
in Personal Loans from First Bank & Trust Co.Unaffiliated
|APR (Fixed APR)||N/A|
|Loan Term (Months)||N/A|
First Bank & Trust Co. Personal Loan Review
First Bank & Trust Co. Personal Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Personal Loan is available in 1 state across the USA.
- Prequalified rate. You can check your prequalified rate at First Bank & Trust Co. with a soft pull that will not affect your credit score.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your First Bank & Trust Co. Personal Loan early.
What interest rates and personal loan terms does FB247 loan offer?
FB247 loan has lower interest rates than the average for lenders reviewed on SuperMoney.
What interest rates does FB247 loan offer?
FB247 loan offers a fixed APR personal loan product but they do not disclose their interest rates.
|Personal Loan Amount||N/A|
What fees does FB247 loan charge?
Does FB247 loan charge an origination fee?
FB247 loan may charge a personal loan origination fee.
Does FB247 loan charge a late fee?
Yes, FB247 loan may charge borrowers a late payment fee if you miss one of the monthly payments of up to $27.
Does FB247 loan charge prepayment fees?
Yes, FB247 loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
|Late Payment Fee||$27|
What do you need to qualify for First Bank & Trust Co. Personal Loan?Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank & Trust Co. Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank & Trust Co. Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank & Trust Co. Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank & Trust Co. Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by First Bank & Trust Co. Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
|Bank Account Required?||No|
|Credit Score||630 - 840|
Does First Bank & Trust Co. Personal Loan report your account activity to credit bureaus?
Yes, First Bank & Trust Co. Personal Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
301 W. Main Street
Ardmore, OK 73401
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Other Services by First Bank & Trust Co.
|Late Fee Amount||$27|
|Accepts Savings Accounts|
|Employment Statuses Considered||
|Immigration Status Considered||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||630 - 840|
|Credit Bureau Reporting||
|Pre-Approved Soft Credit Inquiry|