|APR (Fixed APR)||N/A|
|Loan Term (Months)||N/A|
First Bank & Trust Co. Personal Loan Review
First Bank & Trust Co. Personal Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. FB247 loan are available in 1 state across the USA.
- Prequalified rate. You can check your prequalified rate at First Bank & Trust Co. with a soft pull that will not affect your credit score.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your First Bank & Trust Co. Personal Loan early.
FB247 loan Pros & Cons
FB247 loan FAQ
What interest rates and personal loan terms does FB247 loan offer?
FB247 loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does FB247 loan offer?
FB247 loan offers a fixed APR personal loan product but they do not disclose their interest rates.
|Personal Loan Amount||N/A|
What fees does FB247 loan charge?
Does FB247 loan charge an origination fee?
FB247 loan may charge a personal loan origination fee.
Does FB247 loan charge a late fee?
Yes, FB247 loan may charge borrowers a late payment fee if you miss one of the monthly payments of up to $27.
Does FB247 loan charge prepayment fees?
No, FB247 loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
|Late Payment Fee||$27|
What do you need to qualify for First Bank & Trust Co. Personal Loan?Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank & Trust Co. Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank & Trust Co. Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank & Trust Co. Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank & Trust Co. Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank & Trust Co. Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
|Bank Account Required?||No|
|Credit Score||630 - 840|
Does First Bank & Trust Co. Personal Loan report your account activity to credit bureaus?
Yes, First Bank & Trust Co. Personal Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are First Bank & Trust Co. Personal Loan legit?
First Bank & Trust Co. was founded in 1988, it is a well-established company that has been in business for 35 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by First Bank & Trust Co.
|Late Fee Amount||$27|
|Accepts Savings Accounts|
|Employment Statuses Considered||
|Immigration Status Considered||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||630 - 840|
|Credit Bureau Reporting||
|Pre-Qualified Soft Credit Inquiry|
|APR Type||Fixed APR|