
First Bank & Trust Co. Personal Loan
in Personal Loans from First Bank & Trust Co.
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APR (Fixed APR) | N/A |
Loan Amount | N/A |
Loan Term (Months) | N/A |
First Bank & Trust Co. Personal Loan Review
First Bank & Trust Co. Personal Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Personal Loan is available in 1 state across the USA.
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- Prequalifed rate. You can check your prequalified rate at First Bank & Trust Co. with a soft pull that will not affect your credit score.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your First Bank & Trust Co. Personal Loan early.
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What rates and terms does First Bank & Trust Co. Personal Loan offer?
First Bank & Trust Co. Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does First Bank & Trust Co. Personal Loan offer?
First Bank & Trust Co. Personal Loan offers a fixed APR personal loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
Loan Amount | N/A |
Loan Term | N/A |
APR | N/A |
What fees does First Bank & Trust Co. Personal Loan charge?
Does First Bank & Trust Co. Personal Loan charge an origination fee?
First Bank & Trust Co. Personal Loan may charge a loan origination fee.
Does First Bank & Trust Co. Personal Loan charge a late fee?
Yes, First Bank & Trust Co. Personal Loan may charge borrowers a late payment fee of up to $27.
Does First Bank & Trust Co. Personal Loan charge prepayment fees?
Yes, First Bank & Trust Co. Personal Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Origination Fee | N/A |
Prepayment Fee? | Yes |
Late Payment Fee | $27 |
What do you need to qualify for First Bank & Trust Co. Personal Loan?
Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank & Trust Co. Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.First Bank & Trust Co. Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank & Trust Co. Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank & Trust Co. Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by First Bank & Trust Co. Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Credit Score | 630 - 840 |
Does First Bank & Trust Co. Personal Loan report your account activity to credit bureaus?
Yes, First Bank & Trust Co. Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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301 W. Main Street
Ardmore, OK 73401 - Visit Site
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