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Last Updated: 04/18/2025

First Bank & Trust Co. Personal Loan

in Personal Loans from First Bank & Trust Co.

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
First Bank & Trust Co. Personal Loan logo
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First Bank & Trust Co. Personal Loan Review

First Bank & Trust Co. Personal Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. FB247 loan are available in 1 state.

Key Takeaways

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  • Prequalified rate. You can check your prequalified rate at First Bank & Trust Co. with a soft pull that will not affect your FICO or VantageScore.

FB247 loan Pros & Cons

FB247 loan FAQ

What interest rates and personal loan terms does FB247 loan offer?

FB247 loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does FB247 loan offer?

FB247 loan offers a fixed APR personal loan product but they do not disclose their interest rates.

What fees does FB247 loan charge?

Does FB247 loan charge an origination fee?

FB247 loan may charge a personal loan origination fee .

Does FB247 loan charge a late fee?

Yes, FB247 loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $27.

Does FB247 loan charge prepayment fees?

No, FB247 loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for First Bank & Trust Co. Personal Loan?

Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank & Trust Co. Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank & Trust Co. Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank & Trust Co. Personal Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does First Bank & Trust Co. Personal Loan report your account activity to credit bureaus?

Yes, First Bank & Trust Co. Personal Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Bank & Trust Co. perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
FB247 loan allows you to check your rates with a soft credit pull.

Are First Bank & Trust Co. Personal Loan legit?

First Bank & Trust Co. was founded in 1988, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

301 W. Main Street
Ardmore, OK 73401
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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