
First Bank & Trust Co. Personal Loan
in Personal Loans from First Bank & Trust Co.
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APR (Fixed APR) | N/A |
Loan Amount | N/A |
Loan Term (Months) | N/A |
First Bank & Trust Co. Personal Loan Review
First Bank & Trust Co. Personal Loan is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. Personal Loan is available in 1 state across the USA.
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- Prequalified rate. You can check your prequalified rate at First Bank & Trust Co. with a soft pull that will not affect your credit score.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your First Bank & Trust Co. Personal Loan early.
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What rates and terms does First Bank & Trust Co. Personal Loan offer?
First Bank & Trust Co. Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does First Bank & Trust Co. Personal Loan offer?
First Bank & Trust Co. Personal Loan offers a fixed APR personal loan product but they do not disclose their rates.
Loan Amount | N/A |
Loan Term | N/A |
APR | N/A |
What fees does First Bank & Trust Co. Personal Loan charge?
Does First Bank & Trust Co. Personal Loan charge an origination fee?
First Bank & Trust Co. Personal Loan may charge a loan origination fee.
Does First Bank & Trust Co. Personal Loan charge a late fee?
Yes, First Bank & Trust Co. Personal Loan may charge borrowers a late payment fee of up to $27.
Does First Bank & Trust Co. Personal Loan charge prepayment fees?
Yes, First Bank & Trust Co. Personal Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Origination Fee | N/A |
Prepayment Fee? | Yes |
Late Payment Fee | $27 |
What do you need to qualify for First Bank & Trust Co. Personal Loan?
Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank & Trust Co. Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.First Bank & Trust Co. Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank & Trust Co. Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank & Trust Co. Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by First Bank & Trust Co. Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Credit Score | 630 - 840 |
Does First Bank & Trust Co. Personal Loan report your account activity to credit bureaus?
Yes, First Bank & Trust Co. Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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301 W. Main Street
Ardmore, OK 73401 - Visit Site
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