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Last Updated: 04/18/2025

American Pacific Home Mortgage

Q: What mortgage programs are available?

Besides conventional mortgages , American Pacific Mortgage offers the following mortgage types: FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium... Learn More at SuperMoney.com

Q: What is the support contact email?

The support contact email for is info@apmortgage.com .

from American Pacific Mortgage

Last Updated: 04/18/2025

Rating not yet determined1 total votes

1 users don't recommend

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Highlights

Credit Score Range

N/A

Amount Range

Up to $3,000,000

Loan Term (Years)

N/A

American Pacific Home Mortgage Review

American Pacific Home Mortgage is offered by American Pacific Mortgage (NMLS #1850), a direct lender founded in 1996 and based in Roseville, CA. American Pacific Mortgage are available in 18 states.

Key Takeaways

Wide selection of mortgage programs offered. American Pacific Home Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types.
Only primary residences considered. American Pacific Home Mortgage does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

American Pacific Home Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 18 states.

American Pacific Mortgage FAQ

How much can you borrow via American Pacific Mortgage?

American Pacific Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does American Pacific Mortgage offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, American Pacific Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, American Pacific Mortgage offers the following mortgage types:

FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does American Pacific Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Pacific Mortgage allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for American Pacific Home Mortgage is (916) 960-1325.

What is the support contact email?

The support contact email for is info@apmortgage.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3000 Lava Ridge Court,

Suite 200

Roseville, CA 95661

(916) 960-1325

Visit Site

Email Support

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Credit Score Range

Starting at 620

Amount Range

Up to $510.4K

No Origination Fee

N/A

Loan Term (Years)

15 - 30

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

American Pacific Home Mortgage Community Reviews

Would you recommend American Pacific Home Mortgage to your friends?

Anonymous

Jan 21, 2019

May or may not recommend

To prevent you from "shopping" for the best loan rate while considering theirs, the carefully executed application process makes it next to impossible to get a quote on your APR until after you are so deep into the process that you lose funds put up in good faith deposit. In other words, you'll lose just enough to make it not worth your while to back out.

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