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Last Updated: 04/18/2025

E-Central Credit Union VA Loan

Q: What mortgage programs are available?

Besides conventional mortgages , E-Central Credit Union VA Loan offers the following mortgage types:

Q: What is the support contact email?

The support contact email for is info@ecentralcu.org .

from E-Central Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

$25,000 - $1,867,275

Loan Term (Years)

Up to 30

E-Central Credit Union VA Loan Review

E-Central Credit Union VA Loan is offered by E-Central Credit Union , a credit union founded in 1943 and based in Pasadena, CA. E-Central Credit Union VA Loan are available in 1 state.

Key Takeaways

Only offers one mortgage pogram. E-Central Credit Union VA Loan only provides VA mortgages.
Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
Standard interest rates types. E-Central Credit Union VA Loan offers adjustable-rate mortgages and fixed-rate mortgages.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for E-Central Credit Union VA Loan.

E-Central Credit Union VA Loan Pros & Cons

Pros

Cons

Offers financing for single-family homes, multi-family homes, manufactured/mobile homes, and townhomes.

Charges an origination fee.
Charges prepayment fees.
Only available in 1 state.

E-Central Credit Union VA Loan FAQ

How much can you borrow via E-Central Credit Union?

E-Central Credit Union VA Loan allows borrowers to apply for loan amounts of up to $1,867,275. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with E-Central Credit Union VA Loan?

E-Central Credit Union VA Loan offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does E-Central Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, E-Central Credit Union VA Loan may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, E-Central Credit Union VA Loan offers the following mortgage types:

What property usage types does E-Central Credit Union VA Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. E-Central Credit Union VA Loan allows the following property usage types:

Primary home
Secondary homes and vacation properties
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for E-Central Credit Union VA Loan is (626) 799-6000.

What is the support contact email?

The support contact email for is info@ecentralcu.org.

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Contact

Headquarters

990 S Fair Oaks Ave

Pasadena, CA 91105

(626) 799-6000

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:30AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:30AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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Credit Score Range

N/A

Amount Range

$25K - $1.87M

No Origination Fee

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Loan Term (Years)

Up to 30

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Amount Range

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Amount Range

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Loan Term (Years)

Up to 30

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