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  F&M Bank Mortgage
F&M Bank Mortgage
in Home Loans from F&M Bank · NMLS ID #537388
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F&M Bank Mortgage

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in Home Loans from F&M Bank · NMLS ID #537388
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Highlights
Loan Amount N/A
Loan Term (Years) N/A
Credit Score Range 650 - 840
No Origination Fee N/A

F&M Bank Mortgage Review

F&M Bank Mortgage is offered by F&M Bank (NMLS #537388), a bank founded in 1907 and based in Long Beach, CA. F&M Bank Mortgage is available in 1 state across the USA.

Key Takeaways

  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. F&M Bank Mortgage only offers fixed-rate mortgages.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for F&M Bank Mortgage.

F&M Bank Mortgage Pros & Cons

Pros Cons
  • Considers applicants with fair credit.
  • Offers financing for single family, multi-family, and manufactured homes.
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 1 state.

FMB mortgage FAQ

What mortgage rates does F&M Bank offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, FMB mortgage may charge a loan origination fee.

What property usage types does FMB mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. FMB mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties

What is the customer service phone number?

The customer service number for F&M Bank Mortgage is .

What is the support contact email?

The support contact email for this business credit card is rcs@fmb.com.

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Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Credit Score Range 650 - 840
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Intended Use
  • Primary Home
  • Secondary Home
Minimum Age 18
Minimum Down Payment Starting at 3%
Property Type
  • Single Family Home
  • Townhome
  • Multi-Family Home
  • Manufactured/Mobile Home
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
Primary Residence
Interest Rate Types Offered Fixed-Rate Mortgage

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