Last Updated: 04/18/2025
Granite Credit Union Short-Term Mortgage Loans
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $250,000
Loan Term (Years)
Up to 12
Granite Credit Union Short-Term Mortgage Loans Review
Granite Credit Union Short-Term Mortgage Loans is offered by Granite Credit Union , a credit union founded in 1935 and based in Millcreek, UT. Granite Credit Union Short-Term Mortgage Loans are available in 50 states and Washington, DC.
Key Takeaways
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. Granite Credit Union Short-Term Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Maximum LTV. Granite Credit Union Short-Term Mortgage Loans has a maximum loan to value ratio of 80%.
Granite Credit Union Short-Term Mortgage Loans Pros & Cons
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Granite Credit Union Short-Term Mortgage Loans FAQ
How much can you borrow via Granite Credit Union?
Granite Credit Union Short-Term Mortgage Loans allows borrowers to apply for loan amounts of up to $250,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Granite Credit Union Short-Term Mortgage Loans?
Granite Credit Union Short-Term Mortgage Loans offers mortgages with a maximum term of 12 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Granite Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Granite Credit Union Short-Term Mortgage Loans may charge a loan origination fee .
What property usage types does Granite Credit Union Short-Term Mortgage Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Granite Credit Union Short-Term Mortgage Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Granite Credit Union Short-Term Mortgage Loans is (801) 288-3000.
What is the support contact email?
The support contact email for is contactus@granite.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 2:00PM