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Last Updated: 04/18/2025

Allstate Life Insurance

from Allstate

Last Updated: 04/18/2025

Strongly recommended7 total votes

6 users recommend

1 users are unsure

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life
Level Term

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

Allstate Life Insurance Review

Allstate life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in 49 states.
Access to multiple life insurance policy types.

Allstate is a life insurance carrier based in Northbrook, IL. The company was founded in 1931 and offers life insurance products in 49 states (and Washington, DC).

Allstate life insurance FAQ

What types of life insurance products does Allstate offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Allstate offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Allstate life insurance offers term lengths ranging from 10 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Allstate?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Allstate an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2775 Sanders Road,

Suite F7

Northbrook, IL 60062

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +86, or 4.7 on a 5-point rating scale.

+86

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Allstate Life Insurance Community Reviews

Would you recommend Allstate Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

Allstate life insurance company has so many options in terms of the type you are looking for. My personal experience with them started a week after I lost my mother-in-law and had the reality of after-life costs thrust upon me. I started by researching multiple companies to find the best option and I eventually settled upon Allstate because of the options they have and got to term life insurances for ...Show More

Robert W.

Mar 16, 2022

May or may not recommend

Supportive. Thorough. Meticulous. Personable. Everything you would want a Life Insurance provider to be! Allstate really lives up to it's slogan and you feel the you are in very good hands indeed. Cannot recommend highly enough.

Natasha N.

Mar 4, 2022

May or may not recommend

Folasayo O.

Jan 13, 2022

May or may not recommend

They practice a whole life and universal life insurance policies with their clients, they have a standard and flexible offer for their customers and also a place to begin a career in insurance with plenty of offers for advancement, I like that. What I dislike about their inability to meet personal goals and energizing work tasks

Camile H.

Nov 11, 2021

May or may not recommend

I'm on the fence with this one, you'd have to choose whether to get involved with this company depending on your overall health and needs. It offers great & adjustable plans based on your needs but there are very slim chances of getting "in" depending on your health as it has to be almost perfect. Also, the agents don't seem to be well-trained as they might not be able to ...Show More

B W.

Sep 29, 2021

May or may not recommend

Allstate Life Insurance was one of the policies that my father had used. I wasn't aware of that until after his death, which threw me for a loop, but they helped make the process of clearing everything up very easy and understandable. I highly recommend them to anyone looking for good and decent life insurance.

Shoane C.

Jun 28, 2021

May or may not recommend

I just got Allstate Life Insurance recently for my grandmother and I can honestly say that it amazing. They asked my grandma a couple of questions, but that's only because that wanted to provide with the best life insurance policies that Allstate can offer, with her being her age. Allstate offers term life insurance policies that don't require a medical exam. They also believe that the well-being is a journey ...Show More

Showing 7 of 7 reviews