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Last Updated: 02/05/2026

Lemonade Life Insurance

from Lemonade Inc.

Last Updated: 02/05/2026

Strongly recommended12 total votes

8 users recommend

4 users are unsure

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

Up to $1,500,000

Term Options

Term Life

Financial Strength Rating

A-(Verified 04/18/2025)

Number of Reviews

Lemonade Life Insurance Review

Lemonade Life Insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Available in all 50 states.

Does not offer a wide selection of life insurance policy types.

Lemonade Inc. is a life insurance carrier based in New York, NY. The company was founded in 2015 and offers life insurance products in 50 states (and Washington, DC).

Lemonade Life Insurance FAQ

What types of life insurance products does Lemonade Inc. offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Lemonade Inc. offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Lemonade Life Insurance offers term lengths ranging from 10 to 30 years. The maximum death benefit amount forn term life insurance policies is $1,500,000.

What is SuperMoney's financial rating of Lemonade Inc.?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Lemonade Inc. an A-. Life insurance companies with this score show an excellent ability to cover their life insurance responsibilities.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5 Crosby Street

New York, NY 10013

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +67, or 4.3 on a 5-point rating scale.

+67

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Lemonade Life Insurance Community Reviews

Would you recommend Lemonade Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

Getting life insurance was incredibly simple and practical. The procedure was fantastic, and I have a lot of faith in the business. I'm eagerly awaiting the launch of their house and auto insurance in my neighborhood. I would like switching to them for the simplicity, comfort, and lower prices.

Michaela B.

Nov 25, 2022

May or may not recommend

I heard them before and i don't see why not give it a try ?

Torbjorn T.

Oct 16, 2022

May or may not recommend

Not sure about lemonade. I based on all people reviewed that i read. Some are good some are bad. It's like 50/50. I heard it has fair price and it's easy to file a claim.

Line G.

Sep 2, 2022

May or may not recommend

Perez N.

Aug 21, 2022

May or may not recommend

I would recommend lemonade life insurance due to the fact it covers all life insurance responsibilities. I am however not sure how they decision in case of any legal liabilities so one needs to be legally aware before choosing it

Shaina M.

Aug 12, 2022

May or may not recommend

Though I don’t recommend you solely have lemonade as your life insurance carrier , it’s good as a supplemental or a better alternative to no insurance at all . To get started it’s a pretty fast process but something about it feels like a “lite” life insurance company and they definitely can use polishing with customer service , I dread calling them .

Maniya D.

Jul 28, 2022

May or may not recommend

Offer a variety of policy options as well as various term life policies ranging from 5 to 30 years.

Anisiya S.

Jul 22, 2022

May or may not recommend

I’ve read up on lemonade and there is a 50/50 chance that I would recommend them as a top choice for life insurance. I read that they have rude customer service and drop calls, while other customers are pleased with their outcomes and wouldn’t change their life insurance policy with them.

Victoria K.

Jul 21, 2022

May or may not recommend

I don't feel I have enough information about how this company's life insurance policy works. It isn't a company I have heard of, and I am afraid I would be charged very high fees if adding someone to my policy, such as my mother who has a history of illness.

Alexis B.

Jul 20, 2022

May or may not recommend

My account was under review for 17 days and then approved paid me out in 24hours lemonade is 100% legit and they work well with communication so with my experience I give them a 5 star.

Desmond R.

Jul 6, 2022

May or may not recommend

After my very fun and exciting exciting experience with insurance of all things I can say this company is definitely one that is one of the good ones with great customer service and easy sign up taking 10-15 minutes max! It was a great experience everyone deserves

Omar N.

Jul 1, 2022

May or may not recommend

Very easy to get life insurance. All it takes is 15 minutes to complete everything. Customer service is elite. I mean they are really caring and amazing team. Love it :-)

Showing 12 of 12 reviews