SunTrust Bank Mortgage Refinance
SunTrust Bank Mortgage Refinance
in Mortgage Refinance from SunTrust Bank · NMLS ID #93471

SunTrust Bank Mortgage Refinance

in Mortgage Refinance from SunTrust Bank · NMLS ID #93471
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Loan Term (Years) 15 - 30 years

SunTrust Bank Mortgage Refinance Review

SunTrust Bank Mortgage Refinance is offered by SunTrust Bank (NMLS #93471), founded in 1865 and based in Atlanta, GA. SunTrust Bank Mortgage Refinance is available in 21 states across the USA.

Key Takeaways
  • Only two mortgage programs offered. SunTrust Bank Mortgage Refinance refinances and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. SunTrust Bank Mortgage Refinance offers and fixed-rate mortgages.
  • Only primary residences considered. SunTrust Bank Mortgage Refinance does not offer refinancing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
SunTrust Bank Mortgage Refinance Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 21 states.
SunTrust Bank Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Suntrust refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. SunTrust Bank Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Suntrust refinance take to refinance?

Suntrust refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Suntrust refinance charge a mortgage origination fee?

Yes, SunTrust Bank Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Suntrust refinance offer?

SunTrust Bank Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.

What property usage types does Suntrust refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. SunTrust Bank Mortgage Refinance allows the following property usage types: 

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  Available in 20 states and Washington, D.C.
  • Alabama
  • Arkansas
  • California
  • Washington, DC
  • Illinois
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • North Dakota
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Oregon
  • Rhode Island
  • Vermont
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Intended Use Primary Home
APR Starting at 3.7167%
Loan Term 15 - 30 years
Loan Amount Up to $1,500,000
Interest Rate Types Offered
  • Hybrid Mortgage
Mortgage Programs
  • FHA
  • VA
Terms 5/1, 7/1, 15, 30 years

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