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  Advantis Credit Union Secured Credit Card
Advantis Credit Union Secured Credit Card Unaffiliated

Advantis Credit Union Secured Credit Card

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Highlights
Purchase APR  (Variable APR) 17.24%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 17.24%
(Verified 08/04/2023)
Credit Score Range Starting at 650
Annual Fee $0

Advantis Credit Union Secured Credit Card Review

This is a secured credit card card issued by Advantis Credit Union. If you're wondering whether Advantis Secured Credit Card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Advantis Secured Credit Card

The Good The Bad
  • No annual fee.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Advantis Secured Credit Card FAQ

Does Advantis Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Advantis Secured Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Advantis Credit Union Secured Credit Card has a variable purchase APR of 17.24%. The card has a variable balance transfer APR of 17.24% .

Does Advantis Secured Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Advantis Secured Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Advantis Secured Credit Card?

The following fees apply:

Advantis Secured Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee 1%
Returned Payment Fee $
Late Payment Fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Advantis Secured Credit Card have a foreign transaction fee?

Advantis Secured Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Advantis Secured Credit Card?

The Advantis Secured Credit Card customer service number is (800) 547-5532.

What is the support contact email for Advantis Secured Credit Card?

The support contact email for Advantis Secured Credit Card is info@advantiscu.org.

What is the Advantis Secured Credit Card login page?

You can access the Advantis Secured Credit Card login page here.

How do people rate the customer service and user experience of Advantis Secured Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Advantis Secured Credit Card

  • Visit the Advantis Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday Closed

Other Services by Advantis Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 -
APR Type Variable APR
Credit Limit $250 - $50,000
Purchase APR (Variable APR) 17.24%
(Verified 08/04/2023)
Balance Transfer APR (Variable APR) 17.24%
(Verified 08/04/2023)
Card Type
  • Secured
Card Network Visa

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