ABNB VISA® Signature Rewards

ABNB VISA® Signature Rewards Review

This is a cashback card issued by ABNB Federal Credit Union. If you're wondering whether ABNB VISA Signature is the right card for you, read on.

Key Takeaways

• Earn up to 25,000 Reward Points with $3,000 in purchases during your first 90 days!
• Competitive APRs. ABNB VISA® Signature Rewards has a variable purchase APR that ranges from 11.75% up to 14.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of ABNB VISA Signature

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Considers applicants with fair credit. No foreign transaction fee. Cardholders can earn rewards on their purchases.	Does not offer a signup bonus. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card benefits.

ABNB VISA Signature FAQ

Does ABNB VISA Signature have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

ABNB VISA Signature Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)

What are the relevant APRs for ABNB VISA Signature?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

ABNB VISA® Signature Rewards has a variable purchase APR that ranges from 11.75% up to 14.74%. The card has a variable balance transfer APR that ranges from 11.75% up to 14.74%. It also has a variable cash advance APR that ranges from 11.75% up to 14.74%.

What are the fees for ABNB VISA Signature?

The following fees apply:

• An overlimit fee of $25.

ABNB VISA Signature Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$25
Foreign Transaction Fee	0%
Returned Payment Fee	up to $29
Late Payment Fee	up to $29

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

How to apply for ABNB VISA Signature

• Visit the ABNB VISA Signature website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.