All In Credit Union Platinum MasterCard Review

All In Credit Union Platinum MasterCard is a credit card issued by All In Credit Union. If you're wondering whether All In Credit Union Platinum MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Competitive APRs. All In Credit Union Platinum MasterCard has a fixed purchase APR that ranges from 9.99% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. 0% APR on new purchases during the first 6 months. No annual fee. Multiple credit card perks. Identity Theft Protection. Travel accident and travel assistance insurance. Considers applicants with fair or poor credit. All In Credit Union Platinum MasterCard reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 1.1%. You don't earn rewards on every purchase.

Is there a All In Credit Union Platinum MasterCard cash back or rewards program?

No, All In Credit Union Platinum MasterCard does not offer a rewards program.

What are the All In Credit Union Platinum MasterCard benefits?

All In Credit Union Platinum MasterCard provides the following benefits:

• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for All In Credit Union Platinum MasterCard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. All In Credit Union Platinum MasterCard has lower than average purchase APRs.

All In Credit Union Platinum MasterCard has a fixed purchase APR that ranges from 9.99% up to 18%. The card has a fixed balance transfer APR that ranges from 9.99% up to 18%. It also has a fixed cash advance APR that ranges from 9.99% up to 18%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for All In Credit Union Platinum MasterCard?

The following fees apply to All In Credit Union Platinum MasterCard:

• There is no overlimit fee

All In Credit Union Platinum MasterCard Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Initial Program Fee	$0
Foreign Transaction Fee	1.1%
Returned Payment Fee	up to $25

Does All In Credit Union Platinum MasterCard report your account activity to credit bureaus?

Yes, All In Credit Union Platinum MasterCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for All In Credit Union Platinum MasterCard

• Visit the All In Credit Union Platinum MasterCard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.