Last Updated: 07/28/2025
All In Credit Union Platinum MasterCard
Unaffiliated
in Credit Cards from All In Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
9.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
9.99% - 18%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$0
All In Credit Union Platinum MasterCard Review
This is a card issued by All In Credit Union. If you're wondering whether All In Credit Union Platinum MasterCard is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: All In Credit Union Platinum MasterCard has a fixed purchase APR that ranges from 9.99% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of All In Credit Union Platinum MasterCard
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All In Credit Union Platinum MasterCard FAQ
Does All In Credit Union Platinum MasterCard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for All In Credit Union Platinum MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.All In Credit Union Platinum MasterCard has a fixed purchase APR that ranges from 9.99% up to 18%. The card has a fixed balance transfer APR that ranges from 9.99% up to 18%. It also has a fixed cash advance APR that ranges from 9.99% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does All In Credit Union Platinum MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does All In Credit Union Platinum MasterCard have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for All In Credit Union Platinum MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee starting at $15. Does All In Credit Union Platinum MasterCard have a foreign transaction fee?
All In Credit Union Platinum MasterCard charges a foreign transaction fee of up to 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for All In Credit Union Platinum MasterCard?
The customer service number for All In Credit Union Platinum MasterCard is (334) 598-4411.
What is the support contact email for All In Credit Union Platinum MasterCard?
The support contact email for All In Credit Union Platinum MasterCard is cuinfo@allincu.com.
What is the login page for All In Credit Union Platinum MasterCard?
You can access the login page of All In Credit Union Platinum MasterCard here.
How do people rate the customer service and user experience of All In Credit Union Platinum MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does All In Credit Union Platinum MasterCard report your account activity to credit bureaus?
Yes, All In Credit Union Platinum MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does All In Credit Union perform a hard credit pull?
Yes, All In Credit Union Platinum MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for All In Credit Union Platinum MasterCard
- Visit the website of All In Credit Union Platinum MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed